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Rewards Mechanism

For every AED 5 :

  • 1.75 AirRewards on spends at AirArabia.com.
  • 1.75 AirRewards on international spends.
  • 1.25 AirRewards on local spends.
  • 0.30 AirRewards on special categories spends include Charities, Education, Fuel (Petrol/Gas stations), Automobiles & Vehicles, Government services / Bill Payments, Quasi Cash Merchants, Real Estate, Telecommunication & Utilities, and Transportation.

Why We Choose It

  • Card benefits on Air Arabiya are generous.
  • The card is suitable for Arabia air traveller.

Welcoming Gift/Bonus

Earn 20,000 AirRewards bonus points when you spend a minimum of AED 5,000 in retail transactions within the first 3 months of RAKBANK Air Arabia Platinum Credit Card issuance.

Annual Fee (inclusive of Vat)

AED 420

Minimum Salary Requirement

AED 5,000

APR*

Conventional cards use an annual percentage rate (APR) as the interest rate, while Islamic cards follow a profit rate for Sharia compliance
3.65%

Rewards program

AirRewards

Reward Mechanism:

For every AED 5 :

  • 1.75 AirRewards on spends at AirArabia.com.
  • 1.75 AirRewards on international spends.
  • 1.25 AirRewards on local spends.
  • 0.30 AirRewards on special categories spends include Charities, Education, Fuel (Petrol/Gas stations), Automobiles & Vehicles, Government services / Bill Payments, Quasi Cash Merchants, Real Estate, Telecommunication & Utilities, and Transportation.

Redeem points:

AirRewards can be redeemed for flights, seats, meals, and baggage.

Key benefits

  • Complementary lounge access for one person.
  • Free annual return ticket to and from any Air Arabia destination when you spend AED 30,000.
  • By spending AED 20,000, you could unlock a free 10 kg baggage allowance and two meal vouchers, available for use once per year.

Other benefits

  • 50% off VOX Cinema tickets.
  • 25% discount on your first Fiit subscription payment.
  • two free airport transfers per year with Careem

Why We Choose It

  • Card benefits on Air Arabiya are generous.
  • The card is suitable for Arabia air traveller.

What We Did Not Like

  • Redemption options are limited.

You ask, we answer

we help you figure out which UAE credit card actually fits your spending, instead of whichever one has the biggest ad budget. Answer a few quick questions about your income and how you spend, and we’ll show you up to three cards that genuinely make sense for you: fees, eligibility, rewards, all of it laid out. One thing worth knowing upfront, we’re not a bank. We don’t issue cards or lend money. You apply straight with whichever bank you pick.

We go through the published fees, minimum salary requirements, rewards rates, cashback caps, lounge access and annual costs for cards across UAE banks, category by category — and we keep this updated as banks change their terms. Worth flagging too: some of the banks on our site do have a commercial relationship with us. It doesn’t change what we recommend or how we rank anything. More on that below, under “Is CardsMatcher free?”

Start with the matching survey. It only takes a few minutes and gets you your top card matches. After that, have a browse through our Financial Wellbeing articles. They’re UAE specific and practical, so whichever card you end up with, you’ll actually know how to get the most out of it.

We’ll look over your answers and get back to you within 3 business days with up to three cards that fit your profile. That’s it, no runaround.

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*Every response helps us better understand saving behaviors in the UAE and build smarter financial tools for everyone.