1. Introduction:
- Cards Matcher FZC (“CardsMatcher.com”, “we”, “us”, or “our”) is a limited liability company incorporated and licensed at Sharjah Research Technology & Innovation Park Free Zone (SRTI Park), Sharjah, United Arab Emirates.
- This Privacy Policy explains how we collect, use, store, and share personal information when you use our website https://cardsmatcher.com and our credit card matching survey and recommendation services.
- By using our website and services, you acknowledge that you have read and understood this Privacy Policy.
2. Definitions:
- Account – A profile created for you to access certain services.
- Company Cards Matcher FZC, located at 101-Block C VL12, Sharjah Research Technology & Innovation Park Free Zone (SRTI Park), UAE.
- Website: CardsMatcher.com and all related services available through it.
- Cookies – Small data files stored on your device that help track usage and improve functionality.
- Device – Any device used to access our website, such as a computer, smartphone, or tablet.
- Personal Data – Information that identifies an individual directly or indirectly, including name, email address, mobile phone number, or other contact details.
- Profile Data Non-identifiable information provided through the survey such as age range, nationality, city of residence, lifestyle preferences, income brackets, or spending behavior.
- Services – The credit card matching tools, surveys, recommendations, and related services available on our website.
- Usage Data – Information collected automatically, such as browser type, IP address, time spent on pages, and website interactions.
3. Information We Collect
When you use our services, we may collect certain personal information that you voluntarily provide. This may include your full name, email address, and mobile phone number. This information is typically collected when you complete our survey, request credit card recommendations, or contact us directly.
- We may also collect profile information that helps us understand your financial preferences and lifestyle. This may include general information such as your income range, nationality, city of residence, spending categories, and lifestyle preferences. While this information may not directly identify you, it allows us to generate more relevant credit card recommendations.
- In addition, certain technical information is collected automatically when you use our website. This information may include your IP address, browser type, device type, pages visited, time spent on pages, and other analytical data that helps us understand how users interact with our platform.
4. How We Use Your Information
- We use the information we collect to provide and improve our services. This includes generating personalized credit card recommendations based on your survey responses, operating and maintaining the functionality of our website, communicating with you regarding service updates or responses to your inquiries, and analyzing usage trends to enhance user experience. Your information may also be used to connect you with financial institutions that offer credit card products that may be relevant to your preferences.
5. Sharing Information With Financial Institutions
- CardsMatcher.com operates as a credit card comparison and referral platform. When you submit your information through our survey or matching tools, certain information you provide may be shared with partner banks, credit card issuers, and financial institutions operating in the UAE. This information may include your name, email address, mobile phone number, and relevant survey responses.
- The purpose of sharing this information is to allow financial institutions to review potential eligibility for credit card products, provide you with relevant offers, and contact you regarding credit card applications or related services. By submitting your information through our platform, you acknowledge and consent to the transfer of your information to selected financial partners for these purposes.
- Cards Matcher FZC may receive referral fees, marketing compensation, or other forms of remuneration from financial institutions when users apply for financial products or express interest in offers through our platform.
6. Legal Basis for Processing Personal Data
- Where applicable under UAE law, including Federal Decree-Law No. 45 of 2021 on the Protection of Personal Data, we process personal information based on your consent when you voluntarily provide your information through our website. Processing may also occur where it is necessary to provide our services or where it supports legitimate business interests such as improving our platform and connecting users with financial products.
7. Cookies and Tracking Technologies
Our website uses cookies and similar technologies to analyze website traffic, improve functionality, and enhance user experience. Cookies are small data files stored on your device that help us understand how users interact with our website. You may control or disable cookies through your browser settings, although doing so may affect certain features of the website.
