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Learn more about FAQs
Rewards Mechanism
For every AED 1:
Why We Choose It
Welcoming Gift/Bonus
HSBC Black Credit Card isn’t available to new customers. You get 75,000 Points when you renew your membership, plus every year after that.
Annual Fee (inclusive of Vat)
Minimum Salary Requirement
APR*
Conventional cards use an annual percentage rate (APR) as the interest rate, while Islamic cards follow a profit rate for Sharia complianceRewards program
For every AED 1:
Redeem points:
The HSBC Rewards Programme allows you to earn Points for every eligible purchase you make with your HSBC Credit Card. Depending on your card type, you can also earn extra Points in popular categories like dining, travel and international transactions. You can redeem your Points in exciting ways, such as booking travel, shopping on Amazon, or exchanging them for other loyalty programmes. Plus, it’s easy to view and redeem your Points online using the HSBC Mobile App.
Key benefits
Other benefits
Why We Choose It
What We Did Not Like
we help you figure out which UAE credit card actually fits your spending, instead of whichever one has the biggest ad budget. Answer a few quick questions about your income and how you spend, and we’ll show you up to three cards that genuinely make sense for you: fees, eligibility, rewards, all of it laid out. One thing worth knowing upfront, we’re not a bank. We don’t issue cards or lend money. You apply straight with whichever bank you pick.
We go through the published fees, minimum salary requirements, rewards rates, cashback caps, lounge access and annual costs for cards across UAE banks, category by category — and we keep this updated as banks change their terms. Worth flagging too: some of the banks on our site do have a commercial relationship with us. It doesn’t change what we recommend or how we rank anything. More on that below, under “Is CardsMatcher free?”
Start with the matching survey. It only takes a few minutes and gets you your top card matches. After that, have a browse through our Financial Wellbeing articles. They’re UAE specific and practical, so whichever card you end up with, you’ll actually know how to get the most out of it.
We’ll look over your answers and get back to you within 3 business days with up to three cards that fit your profile. That’s it, no runaround.
Yes, completely. Matching, comparing, browsing, none of it costs you anything. Here’s how we actually make money: some banks pay us when you apply for a card through our site. That’s the whole model. It doesn’t touch which cards we show you or how we rank them. The two are kept separate on purpose.
Yes. Your survey answers exist for one reason, to generate your matches. We’re not selling your personal data, and it doesn’t go to a bank or anyone else unless you decide to move forward with an application yourself. We do use aggregated, anonymized data, things like which types of cards people are searching for, to build market insights, and we may share or sell these reports to banking partners. No individual’s details are ever included in them. If you want the full detail, it’s all in our Privacy Policy.
Sure, you can contact us at customer-support@cardsmatcher.com
From cashback and exclusive rewards to exciting giveaways and limited-time promotions, explore a wide range of financial deals from leading banks across the UAE. Whether you're banking, saving, or spending, find the offers that give you more value every month,
all in one place.
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