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Rewards Mechanism

  • 5% Plus points for AED 5,000 and above transactions.
  • 2% Plus points for transactions between AED 2,500 – AED 4,999.
  • 1% Plus points for transactions less than AED 2,500.
  • 1% Plus points for Supermarkets and groceries, insurance, car dealerships, fuel, utility Payments, real estate, charity, education, quick service restaurants (fast-food restaurants), transit, government services, telecommunication transactions & spends originating in European Union (EU) countries.

Why We Choose It

  • First Year free offer.
  • The Plus Points program provides a competitive redemption rate for Etihad Guest Miles.
  • Outstanding benefits are offered both within the UAE and abroad.
  • Quarterly Cashback draw to win AED 5,000 for spending AED 50,000.
  • Relatively low APR.

Welcoming Gift/Bonus

There is currently no welcome bonus available on the Emirates NBD Priority Banking Visa Infinite Credit Card

Annual Fee (inclusive of Vat)

AED 1,575

Minimum Salary Requirement

AED 30,000

APR*

Conventional cards use an annual percentage rate (APR) as the interest rate, while Islamic cards follow a profit rate for Sharia compliance
3.25%

Rewards program

ENBD Plus Points Program.

Reward Mechanism:
  • 5% Plus points for AED 5,000 and above transactions.
  • 2% Plus points for transactions between AED 2,500 – AED 4,999.
  • 1% Plus points for transactions less than AED 2,500.
  • 1% Plus points for Supermarkets and groceries, insurance, car dealerships, fuel, utility Payments, real estate, charity, education, quick service restaurants (fast-food restaurants), transit, government services, telecommunication transactions & spends originating in European Union (EU) countries.

Redeem points:

Plus Points can be redeemed on any active card for a variety of rewards, including instant redemptions, Nol top-up, frequent flyer miles, education fees, donations, and cashback. Only the primary credit cardholder is authorized to redeem these points.

Key benefits

  • Complementary airport Lounge Access for cardholders and one guest per visit.
  • Complimentary access to 5-star beach clubs and gyms
  • Chance to enter a draw to win AED 5,000 by maintaining a quarterly spend of AED 50,000.
  • Complimentary golf in the UAE and up to 40% discount at premium golf courses worldwide.
  • 4 complimentary valet parking services per month for an hour each at selected locations in Abu Dhabi.

Other benefits

  • 4 Airport transfers per year in the UAE.
  • Buy 1 Get 1’ on movie tickets and 20% off on cinema food & beverages at Reel Cinema.
  • Golf Privileges.
  • Local courier service up to 12 times a year within the UAE

Why We Choose It

  • First Year free offer.
  • The Plus Points program provides a competitive redemption rate for Etihad Guest Miles.
  • Outstanding benefits are offered both within the UAE and abroad.
  • Quarterly Cashback draw to win AED 5,000 for spending AED 50,000.
  • Relatively low APR.

What We Did Not Like

  • Currently, No welcoming bonus is available.

You ask, we answer

we help you figure out which UAE credit card actually fits your spending, instead of whichever one has the biggest ad budget. Answer a few quick questions about your income and how you spend, and we’ll show you up to three cards that genuinely make sense for you: fees, eligibility, rewards, all of it laid out. One thing worth knowing upfront, we’re not a bank. We don’t issue cards or lend money. You apply straight with whichever bank you pick.

We go through the published fees, minimum salary requirements, rewards rates, cashback caps, lounge access and annual costs for cards across UAE banks, category by category — and we keep this updated as banks change their terms. Worth flagging too: some of the banks on our site do have a commercial relationship with us. It doesn’t change what we recommend or how we rank anything. More on that below, under “Is CardsMatcher free?”

Start with the matching survey. It only takes a few minutes and gets you your top card matches. After that, have a browse through our Financial Wellbeing articles. They’re UAE specific and practical, so whichever card you end up with, you’ll actually know how to get the most out of it.

We’ll look over your answers and get back to you within 3 business days with up to three cards that fit your profile. That’s it, no runaround.

Yes, completely. Matching, comparing, browsing, none of it costs you anything. Here’s how we actually make money: some banks pay us when you apply for a card through our site. That’s the whole model. It doesn’t touch which cards we show you or how we rank them. The two are kept separate on purpose.

Yes. Your survey answers exist for one reason, to generate your matches. We’re not selling your personal data, and it doesn’t go to a bank or anyone else unless you decide to move forward with an application yourself. We do use aggregated, anonymized data, things like which types of cards people are searching for, to build market insights, and we may share or sell these reports to banking partners. No individual’s details are ever included in them. If you want the full detail, it’s all in our Privacy Policy.

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*Every response helps us better understand saving behaviors in the UAE and build smarter financial tools for everyone.