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Rewards Mechanism

  • Up to 2 Plus Points for every AED 100 spend.
  • 0.4% Plus Points for supermarkets, groceries, insurance and car dealership spends.
  • 0.2% Plus Points for fuel, utility bill payments, real estate and education spends.

 

Why We Choose It

  • High Etihad Guest miles redemption rate.
  • Relatively low APR.

Welcoming Gift/Bonus

Emirates NBD Visa Infinite Credit Card currently doesn’t offer a welcome bonus.

Annual Fee (inclusive of Vat)

AED 1,575

Minimum Salary Requirement

AED 30,000

APR*

Conventional cards use an annual percentage rate (APR) as the interest rate, while Islamic cards follow a profit rate for Sharia compliance
3.25%

Rewards program

  • ENBD Plus Points Program ( 1 plus point= 1 AED)
Reward Mechanism:
  • Up to 2 Plus Points for every AED 100 spend.
  • 0.4% Plus Points for supermarkets, groceries, insurance and car dealership spends.
  • 0.2% Plus Points for fuel, utility bill payments, real estate and education spends.

 

Redeem points:

Plus Points can be redeemed on any active card for a variety of rewards, including instant redemptions, Nol top-up, frequent flyer miles, education fees, donations, and cashback. Only the primary credit cardholder is authorized to redeem these points.

Key benefits

  • Complementary Lounge access for 2 persons.
  •  4 airport transfers for two persons.
  • Golf privileges – twice a month.
  •  4 complimentary valet parking in Abu Dhabi.

Other benefits

  • Free insurance for big purchases.

Why We Choose It

  • High Etihad Guest miles redemption rate.
  • Relatively low APR.

What We Did Not Like

  • No Welcoming bonus is available.

You ask, we answer

we help you figure out which UAE credit card actually fits your spending, instead of whichever one has the biggest ad budget. Answer a few quick questions about your income and how you spend, and we’ll show you up to three cards that genuinely make sense for you: fees, eligibility, rewards, all of it laid out. One thing worth knowing upfront, we’re not a bank. We don’t issue cards or lend money. You apply straight with whichever bank you pick.

We go through the published fees, minimum salary requirements, rewards rates, cashback caps, lounge access and annual costs for cards across UAE banks, category by category — and we keep this updated as banks change their terms. Worth flagging too: some of the banks on our site do have a commercial relationship with us. It doesn’t change what we recommend or how we rank anything. More on that below, under “Is CardsMatcher free?”

Start with the matching survey. It only takes a few minutes and gets you your top card matches. After that, have a browse through our Financial Wellbeing articles. They’re UAE specific and practical, so whichever card you end up with, you’ll actually know how to get the most out of it.

We’ll look over your answers and get back to you within 3 business days with up to three cards that fit your profile. That’s it, no runaround.

Yes, completely. Matching, comparing, browsing, none of it costs you anything. Here’s how we actually make money: some banks pay us when you apply for a card through our site. That’s the whole model. It doesn’t touch which cards we show you or how we rank them. The two are kept separate on purpose.

Yes. Your survey answers exist for one reason, to generate your matches. We’re not selling your personal data, and it doesn’t go to a bank or anyone else unless you decide to move forward with an application yourself. We do use aggregated, anonymized data, things like which types of cards people are searching for, to build market insights, and we may share or sell these reports to banking partners. No individual’s details are ever included in them. If you want the full detail, it’s all in our Privacy Policy.

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*Every response helps us better understand saving behaviors in the UAE and build smarter financial tools for everyone.