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Miles/Rewards Earning Mechanism

For every USD 1 spent:

  • Up to 1.5 miles for domestic purchases.
  • 2 miles for international purchases.
  • 3 Etihad Guest Miles for purchases at Etihad Airlines.
  • 1.5 Etihad Guest Miles for purchases in the European Economic Area (EEA), including the United Kingdom.

Why We Choose It

  • Relatively high mileage earning rate on purchases in the European Economic Area (EEA), including the UK.

Welcoming Gift/Bonus

Get 30,000 Etihad Guest Miles as welcoming bonus upon payment of Annual Membership Fee.

Annual Fee (inclusive of Vat)

AED 944

Minimum Salary Requirement

AED 10,000

APR*

Conventional cards use an annual percentage rate (APR) as the interest rate, while Islamic cards follow a profit rate for Sharia compliance
3.69%

Airlines Program:

Etihad Airways’ loyalty program

Key benefits

  •  Lounge Access for 1 person.
  • Fast-Track to Etihad Silver Gold Tier Status.
  •  2 complimentary wifi vouchers.
  •  2 complimentary airport transfers.

Other benefits

  • 50% cashback on Movies.
  •  2 Complimentary Golf.
  •  1 complimentary valet parking services per month.
  •  2 Meet & Greet Service.
  •  Global Concierge.
  •  Complimentary Access to Dubai Ladies Club.

Why We Choose It

  • Relatively high mileage earning rate on purchases in the European Economic Area (EEA), including the UK.

What We Did Not Like

  • No significant cons are observed.

You ask, we answer

we help you figure out which UAE credit card actually fits your spending, instead of whichever one has the biggest ad budget. Answer a few quick questions about your income and how you spend, and we’ll show you up to three cards that genuinely make sense for you: fees, eligibility, rewards, all of it laid out. One thing worth knowing upfront, we’re not a bank. We don’t issue cards or lend money. You apply straight with whichever bank you pick.

We go through the published fees, minimum salary requirements, rewards rates, cashback caps, lounge access and annual costs for cards across UAE banks, category by category — and we keep this updated as banks change their terms. Worth flagging too: some of the banks on our site do have a commercial relationship with us. It doesn’t change what we recommend or how we rank anything. More on that below, under “Is CardsMatcher free?”

Start with the matching survey. It only takes a few minutes and gets you your top card matches. After that, have a browse through our Financial Wellbeing articles. They’re UAE specific and practical, so whichever card you end up with, you’ll actually know how to get the most out of it.

We’ll look over your answers and get back to you within 3 business days with up to three cards that fit your profile. That’s it, no runaround.

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