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Rewards Mechanism

  • For every AED 1:
    – 6 Mashreq Vantage reward points on international purchases
    – 4 Mashreq Vantage reward points on airlines, hotels, and other travel spends
    – 2 Mashreq Vantage reward points on local spends.
    – 1  Mashreq Vantage reward points on local spending for government payments, utilities, education, charity, fuel, rental, and telecom.

Why We Choose It

  • Generous Welcoming bonus for New to bank customers.
  • Fitness first unlimited access makes the card it highly recommended for regular gym-goers, considering the AED 10,000 monthly spending requirement.

Welcoming Gift/Bonus

New Mashreq Solitaire Credit Card customers get AED 2,500, and existing customers get AED 500 as a welcome bonus when they spend AED 9,000 or more within 2 months of card issuance.

Annual Fee (inclusive of Vat)

AED 1,575

Minimum Salary Requirement

AED 25,000

APR*

Conventional cards use an annual percentage rate (APR) as the interest rate, while Islamic cards follow a profit rate for Sharia compliance
3.85%

Rewards program

Mashreq Vantage program.

Reward Mechanism:
  • For every AED 1:
    – 6 Mashreq Vantage reward points on international purchases
    – 4 Mashreq Vantage reward points on airlines, hotels, and other travel spends
    – 2 Mashreq Vantage reward points on local spends.
    – 1  Mashreq Vantage reward points on local spending for government payments, utilities, education, charity, fuel, rental, and telecom.

Redeem points:

You can redeem Mashreq Vantage points for various rewards, including cashback, noon Gift Cards, Amazon.ae Gift Cards, Skywards Miles, Etihad Guest Miles, and Qatar Airways Privilege Club Avios.

Key benefits

  • 6 complimentary airport transfers
  • 12 free lounge visits per year (cardholder + 1 guest max per visit), unlocked after one small international transaction and AED 10,000 spend in the prior billing cycle
  • 4 complimentary games of golf per month.
  • Unlimited Fitness First Access (Spends Requirement applies).
  • 2 complimentary valet parking per month.

Other benefits

  • 6 complimentary Marhaba Meet & Greets per year.
  • Travel insurance.
  • 1 complimentary vehicle registration (renewal) pick up and drop off in a year, and 2 complimentary vehicle servicing pick up or drop offs in a year.
  • 50% off movie tickets at VOX, Reel, and Novo, the cap is up to 8 discounted tickets per month.

Why We Choose It

  • Generous Welcoming bonus for New to bank customers.
  • Fitness first unlimited access makes the card it highly recommended for regular gym-goers, considering the AED 10,000 monthly spending requirement.

What We Did Not Like

  • Relatively high APR.

You ask, we answer

we help you figure out which UAE credit card actually fits your spending, instead of whichever one has the biggest ad budget. Answer a few quick questions about your income and how you spend, and we’ll show you up to three cards that genuinely make sense for you: fees, eligibility, rewards, all of it laid out. One thing worth knowing upfront, we’re not a bank. We don’t issue cards or lend money. You apply straight with whichever bank you pick.

We go through the published fees, minimum salary requirements, rewards rates, cashback caps, lounge access and annual costs for cards across UAE banks, category by category — and we keep this updated as banks change their terms. Worth flagging too: some of the banks on our site do have a commercial relationship with us. It doesn’t change what we recommend or how we rank anything. More on that below, under “Is CardsMatcher free?”

Start with the matching survey. It only takes a few minutes and gets you your top card matches. After that, have a browse through our Financial Wellbeing articles. They’re UAE specific and practical, so whichever card you end up with, you’ll actually know how to get the most out of it.

We’ll look over your answers and get back to you within 3 business days with up to three cards that fit your profile. That’s it, no runaround.

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