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Rewards Mechanism

For every USD 1:

  • 6 Marriott Bonvoy points at hotels and resorts participating in Marriott Bonvoy.
  • 3 Marriott Bonvoy points on international and all other spends.
  • 3 Marriott Bonvoy points on general domestic spend.
  • 0.75 points on grocery and supermarkets, insurance, car dealership-related, and quick-service restaurants.
  • 0.10 points per US$1 on real estate, education, petroleum, government services, car-hailing services, food delivery aggregators, and bill payments (including utility and telecommunication).

Why We Choose It

  • Remarkable benefits for visitors to Marriott hotels globally.
  • Generous Welcoming bonus.
  • Relatively low APR.
  • Express Points Programme allow extra rewards for high spenders.

Welcoming Gift/Bonus

With Emirates NBD – Marriott Bonvoy World Elite Mastercard, elevate your travels with up to 150,000 Marriott Bonvoy points:

Start your journey with 75,000 Marriott Bonvoy points just by activating your new card and paying the joining fee. Then, earn an extra 75,000 bonus points when you spend US$15,000 on everyday purchases within the first three months.

Annual Fee (inclusive of Vat)

AED 1,575

Minimum Salary Requirement

AED 25,000

APR*

Conventional cards use an annual percentage rate (APR) as the interest rate, while Islamic cards follow a profit rate for Sharia compliance
3.25%

Rewards program

Marriott Bonvoy Program

Reward Mechanism:

For every USD 1:

  • 6 Marriott Bonvoy points at hotels and resorts participating in Marriott Bonvoy.
  • 3 Marriott Bonvoy points on international and all other spends.
  • 3 Marriott Bonvoy points on general domestic spend.
  • 0.75 points on grocery and supermarkets, insurance, car dealership-related, and quick-service restaurants.
  • 0.10 points per US$1 on real estate, education, petroleum, government services, car-hailing services, food delivery aggregators, and bill payments (including utility and telecommunication).

Redeem points:

Redeem points at over 30 hotel brands and 10,000 global destinations including: W Rome, The Ritz Carlton Maldives,The Westin Hollywood Edition Los Angeles etc.

Key benefits

  • Airport Lounge Access for two persons.
  • Get automatic Marriott Bonvoy Gold Elite status and a fast track to Platinum Elite status.
  • An annual one Free Night Award valued at 50,000 Marriott Bonvoy points on the Card anniversary.
  • For each calendar year, receive 15 Elite Night Credits towards the next level of Marriott Bonvoy Elite status.
  • Express Points Programme.

 

Other benefits

  • Buy 1, get one free offer on movie tickets at both Reel and VOX Cinemas. Plus, get 20% off on food and beverages at Reel Cinemas and 25% off at VOX Cinemas.
  • Golf Privileges (golf access twice a month)

Why We Choose It

  • Remarkable benefits for visitors to Marriott hotels globally.
  • Generous Welcoming bonus.
  • Relatively low APR.
  • Express Points Programme allow extra rewards for high spenders.

What We Did Not Like

  • The card might not be the best option if you are not a frequent traveller.

You ask, we answer

we help you figure out which UAE credit card actually fits your spending, instead of whichever one has the biggest ad budget. Answer a few quick questions about your income and how you spend, and we’ll show you up to three cards that genuinely make sense for you: fees, eligibility, rewards, all of it laid out. One thing worth knowing upfront, we’re not a bank. We don’t issue cards or lend money. You apply straight with whichever bank you pick.

We go through the published fees, minimum salary requirements, rewards rates, cashback caps, lounge access and annual costs for cards across UAE banks, category by category — and we keep this updated as banks change their terms. Worth flagging too: some of the banks on our site do have a commercial relationship with us. It doesn’t change what we recommend or how we rank anything. More on that below, under “Is CardsMatcher free?”

Start with the matching survey. It only takes a few minutes and gets you your top card matches. After that, have a browse through our Financial Wellbeing articles. They’re UAE specific and practical, so whichever card you end up with, you’ll actually know how to get the most out of it.

We’ll look over your answers and get back to you within 3 business days with up to three cards that fit your profile. That’s it, no runaround.

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