Cashback %
Rewards Mechanism
- For every AED 1:
– 5 FAB Rewards on online spending.
– 1 FAB Reward on all other spending, including abroad.
– 0.5 FAB Rewards on low-interchange such as groceries and fuel.
– Get 20,000 bonus FAB Rewards monthly when you spend AED 10,000 or more.
Why We Choose It
- Free for life credit card.
- FAB Rewards on online spending offer high returns for online spenders.
Welcoming Gift/Bonus
No annual fee credit card
Annual Fee (inclusive of Vat)
Minimum Salary Requirement
APR*
Conventional cards use an annual percentage rate (APR) as the interest rate, while Islamic cards follow a profit rate for Sharia complianceCashback Info:
Rewards program
FAB Rewards program
Reward Mechanism:
- For every AED 1:
– 5 FAB Rewards on online spending.
– 1 FAB Reward on all other spending, including abroad.
– 0.5 FAB Rewards on low-interchange such as groceries and fuel.
– Get 20,000 bonus FAB Rewards monthly when you spend AED 10,000 or more.
Redeem points:
FAB Rewards can be redeemed for various options, including vouchers and game time, cashback, Skywards Miles and Etihad Guest Miles exchanges, travel bookings via Cleartrip.ae and Musafir.com e-vouchers, transaction reimbursements, utility bill payments, instant in-store redemptions at participating locations, purchases through the FAB Rewards Shop, and conversions to Shukrans.
Airlines Program:
Key benefits
- 20% off your shopping on Namshi.com
- Up to 20% off at over 150 restaurants across the UAE.
- Get up to 20% off on your favorite entertainment and attractions across the UAE.
Other benefits
- Movie tickets at only AED 20.
Why We Choose It
- Free for life credit card.
- FAB Rewards on online spending offer high returns for online spenders.
What We Did Not Like
- The cards will offer the greatest value once AED 10,000 is spent; otherwise, the points will be limited.
- The high rewards rate is limited to online shopping, with reduced earnings on special categories such as groceries.
Cashback %
Rewards Mechanism
- For every AED 1:
– up to 20 FAB Rewards on luxury spending.
– 10 FAB Rewards on eco-friendly purchases.
– up to 5 FAB Rewards on all other spending, including abroad.
– 0.5 FAB Rewards on low-interchange such as groceries and fuel.
Why We Choose It
- Social responsibility-focused card with eco-friendly features.
- First-year free offer available.
- High FAB rewards earning rate for luxury enthusiasts.
Welcoming Gift/Bonus
First-year free then AED 1200.
Annual Fee (inclusive of Vat)
Minimum Salary Requirement
APR*
Conventional cards use an annual percentage rate (APR) as the interest rate, while Islamic cards follow a profit rate for Sharia complianceCashback Info:
Rewards program
- FAB Rewards program.
Reward Mechanism:
- For every AED 1:
– up to 20 FAB Rewards on luxury spending.
– 10 FAB Rewards on eco-friendly purchases.
– up to 5 FAB Rewards on all other spending, including abroad.
– 0.5 FAB Rewards on low-interchange such as groceries and fuel.
Redeem points:
FAB Rewards can be redeemed for various options, including vouchers and game time, cashback, Skywards Miles and Etihad Guest Miles exchanges, travel bookings via Cleartrip.ae and Musafir.com e-vouchers, transaction reimbursements, utility bill payments, instant in-store redemptions at participating locations, purchases through the FAB Rewards Shop, and conversions to Shukrans.
Airlines Program:
Key benefits
- Complementary Lounge access for two persons.
- Free access to 60+ beach clubs, gyms, and sports clubs with ADV+.
- Up to 50% off over 100 five-star restaurants in the UAE.
- Dedicated lifestyle concierge support 24/7.
- Guaranteed gift of gold from the FAB Rewards Shop If you spend AED 500,000 a year or more on your card.
Other benefits
- 5 valet parking per month at premium locations in the UAE.
- Movie tickets are from only AED 20.
- 20% off Emaar attractions.
- 20% off Dubai Holding attractions.
- 30% off golf worldwide with Mastercard Golf Programme.
Why We Choose It
- Social responsibility-focused card with eco-friendly features.
- First-year free offer available.
- High FAB rewards earning rate for luxury enthusiasts.
What We Did Not Like
- No notable disadvantages.
