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Cashback %
  • A minimum monthly spend of AED 2,000 is required to qualify for cashback.
  • 5% Cashback on all Supermarket and dining spends worldwide.
  • 5% cashback on your dining spends.
  • 1% for other retail spends.
  • 2% for e-wallet spends.
  • 0.25% cashback on all spends under the Government Services and Utility category.
  • Up to 50% Cashback on cinema spending worldwide.
  • Up to 50% cashback on your video streaming spending.

Why We Choose It

  • Free for Life credit card.
  • 5% cashback on dining and Groceries is equal to the percentage offered by other banks.
  • Entertainment cashback is valuable for monthly subscribers.
  • Earning 2% cashback on digital wallet spends adds an innovative touch and exceptional value to the card.

Welcoming Gift/Bonus

Currently, no welcoming bonus is available.

Annual Fee (inclusive of Vat)

No annual fee

Minimum Salary Requirement

AED 8,000

APR*

Conventional cards use an annual percentage rate (APR) as the interest rate, while Islamic cards follow a profit rate for Sharia compliance
3.65%

Cashback

  • Cashback is subject to meeting the minimum overall retail spend of AED 5,000 each month on your / Monthly Cashback Cap AED 1500.
  • 1% Cashback on others if monthly spending achieved AED  14,999.
  • 2% Cashback on others if monthly spending achieved AED 15,000 and above.
Cashback %:
  • A minimum monthly spend of AED 2,000 is required to qualify for cashback.
  • 5% Cashback on all Supermarket and dining spends worldwide.
  • 5% cashback on your dining spends.
  • 1% for other retail spends.
  • 2% for e-wallet spends.
  • 0.25% cashback on all spends under the Government Services and Utility category.
  • Up to 50% Cashback on cinema spending worldwide.
  • Up to 50% cashback on your video streaming spending.
Redeem Cashback:

None

Key benefits

  • 25% discount on your first Fiit App subscription.
  •  Exclusive discount on one food or grocery delivery per month through Talabat.

Other benefits

  • Complimentary travel accident coverage
  • Get 25% off your first Fiit subscription.
  • Exclusive deals on Talabat App.
  • Get 1 week complimentary & 50% off subscriptions with Lingokids.

Why We Choose It

  • Free for Life credit card.
  • 5% cashback on dining and Groceries is equal to the percentage offered by other banks.
  • Entertainment cashback is valuable for monthly subscribers.
  • Earning 2% cashback on digital wallet spends adds an innovative touch and exceptional value to the card.

What We Did Not Like

  • A minimum spend of AED 2,000 per month is required to be eligible for the cashback rewards.
  • The cashback on Supermarket, Dining, Cinema, and Video Streaming services is capped at AED 400 per month, limiting your potential earnings beyond this threshold.
  • Total maximum monthly cashback cap is at AED 600 which is the lowest in the UAE

You ask, we answer

At CardsMatcher, our goal is to help people take control of their financial health and achieve their financial aspirations. We began with credit card matching, but we are committed to supporting individuals across the UAE in leading a financially healthy lifestyle, making informed decisions, and overcoming financial insecurity

Our reviews and ratings are based on competitive intelligence analysis, which compares UAE credit cards across various categories. We use different simulation techniques to identify the top cards for each category, tailored to different income profiles.

First, complete the “Find Your Card” survey to receive personalized recommendations for the best credit cards suited to your profile. Then, visit our Financial Wellness Library for useful tips and guides on credit cards. Stay tuned, as we plan to expand our coverage to include other banking products in the UAE.

Our team is reviewing your data and working diligently to recommend 3 credit cards that best match your profile. Please allow 3-5 business days for this process.

Yes, our service is entirely free, and we are committed to not charging any participants unless they opt for a private consultation. However, please be aware that we may receive compensation from banks for advertising purposes on our website, but this does not influence the recommendations we provide.

Yes, your privacy and security are our top priority. We ensure that your data is handled with the utmost care. We never share your information with third parties without your consent.

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*Every response helps us better understand saving behaviors in the UAE and build smarter financial tools for everyone.