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Cashback %
  • 5% cashback on local and international dining spends.
  • 1% cashback on international spends.
  • 1% cashback on all other local spends.
  • 0.33% cashback on government payments, utilities, education, charity, fuel, rental & telecom spending.

Why We Choose It

  • Free for Life credit card.

Welcoming Gift/Bonus

  • AED 500 when First credit card with Mashreq.
  • AED 100 when you have an existing credit card with Mashreq.

Annual Fee (inclusive of Vat)

No Annual Fee

Minimum Salary Requirement

AED 5,000

APR*

Conventional cards use an annual percentage rate (APR) as the interest rate, while Islamic cards follow a profit rate for Sharia compliance
3.85%

Cashback

Cashback %:
  • 5% cashback on local and international dining spends.
  • 1% cashback on international spends.
  • 1% cashback on all other local spends.
  • 0.33% cashback on government payments, utilities, education, charity, fuel, rental & telecom spending.

Key benefits

  •  20% cashback for the first 4 months at Talabat, Careem, noon.com, DubaiNow, Netflix, and iTunes.
  • Visa Mena Offers powered by Entertainer. 2-1 deals on food, entertainment and shopping.
  • PLUS 5,000 travel discounts.

Other benefits

  • Dragonfly & Dine program.
  • Exclusive deals and offers from Visa.

Why We Choose It

  • Free for Life credit card.

What We Did Not Like

  • Limited categories for cashback.

You ask, we answer

At CardsMatcher, our goal is to help people take control of their financial health and achieve their financial aspirations. We began with credit card matching, but we are committed to supporting individuals across the UAE in leading a financially healthy lifestyle, making informed decisions, and overcoming financial insecurity

Our reviews and ratings are based on competitive intelligence analysis, which compares UAE credit cards across various categories. We use different simulation techniques to identify the top cards for each category, tailored to different income profiles.

First, complete the “Find Your Card” survey to receive personalized recommendations for the best credit cards suited to your profile. Then, visit our Financial Wellness Library for useful tips and guides on credit cards. Stay tuned, as we plan to expand our coverage to include other banking products in the UAE.

Our team is reviewing your data and working diligently to recommend 3 credit cards that best match your profile. Please allow 3-5 business days for this process.

Yes, our service is entirely free, and we are committed to not charging any participants unless they opt for a private consultation. However, please be aware that we may receive compensation from banks for advertising purposes on our website, but this does not influence the recommendations we provide.

Yes, your privacy and security are our top priority. We ensure that your data is handled with the utmost care. We never share your information with third parties without your consent.

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*Every response helps us better understand saving behaviors in the UAE and build smarter financial tools for everyone.