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Cashback %
  • 3% cashback on utilities, telecom, fuel, and salik.
  • 6% cashback on dining, including online food orders.
  • 5% cashback on groceries.
  • 1% cashback on all other retail purchases, made within UAE or outside UAE.

Why We Choose It

  • First Year Free offer.

Welcoming Gift/Bonus

AED 365 as a welcome bonus, and no annual fee for the first year.

Annual Fee (inclusive of Vat)

First year free and then 383.25 AED

Minimum Salary Requirement

AED 8,000

APR*

Conventional cards use an annual percentage rate (APR) as the interest rate, while Islamic cards follow a profit rate for Sharia compliance
3.69%

Cashback

  • Minimum purchases of AED 5,000 or more in a calendar month.
  • Maximum monthly cashback of AED 1,000.
Cashback %:
  • 3% cashback on utilities, telecom, fuel, and salik.
  • 6% cashback on dining, including online food orders.
  • 5% cashback on groceries.
  • 1% cashback on all other retail purchases, made within UAE or outside UAE.

Key benefits

  • Buy 1 Get 1 free movie tickets at VOX Cinemas.

Other benefits

  • 12% off on hotel bookings on Visa Agoda website.

Why We Choose It

  • First Year Free offer.

What We Did Not Like

  • A minimum spend of AED 5,000 per month is required to be eligible for the cashback rewards.
  • The 1% cashback on non-AED spends is relatively low.

You ask, we answer

At CardsMatcher, our goal is to help people take control of their financial health and achieve their financial aspirations. We began with credit card matching, but we are committed to supporting individuals across the UAE in leading a financially healthy lifestyle, making informed decisions, and overcoming financial insecurity

Our reviews and ratings are based on competitive intelligence analysis, which compares UAE credit cards across various categories. We use different simulation techniques to identify the top cards for each category, tailored to different income profiles.

First, complete the “Find Your Card” survey to receive personalized recommendations for the best credit cards suited to your profile. Then, visit our Financial Wellness Library for useful tips and guides on credit cards. Stay tuned, as we plan to expand our coverage to include other banking products in the UAE.

Our team is reviewing your data and working diligently to recommend 3 credit cards that best match your profile. Please allow 3-5 business days for this process.

Yes, our service is entirely free, and we are committed to not charging any participants unless they opt for a private consultation. However, please be aware that we may receive compensation from banks for advertising purposes on our website, but this does not influence the recommendations we provide.

Yes, your privacy and security are our top priority. We ensure that your data is handled with the utmost care. We never share your information with third parties without your consent.

This website uses cookies to ensure you get the best experience on our website. Learn more about our Privacy Policy and Terms and Conditions.

*Every response helps us better understand saving behaviors in the UAE and build smarter financial tools for everyone.