Emaar
Cashback %
Rewards Mechanism
- 1% for all spends.
- 5 times more points when you spend in Emaar.
- 25% base Upoints for spends on grocery and supermarkets.
- 10% base Upoints for spending on fuel, government services, and telecommunication payments.
- 5% Upoints back on spending in Emaar malls and when you dine or stay at Emaar Hospitality Group hotels and restaurants.
Why We Choose It
- Free for life credit card.
- The card can be a good choice for frequent visitors to Emaar properties, such as Dubai Mall and Dubai Hills Mall.
Welcoming Gift/Bonus
Currently, no welcoming bonus is available.
Annual Fee (inclusive of Vat)
Minimum Salary Requirement
APR*
Conventional cards use an annual percentage rate (APR) as the interest rate, while Islamic cards follow a profit rate for Sharia complianceCashback Info:
Rewards program
Upoints By Emaar.
Reward Mechanism:
- 1% for all spends.
- 5 times more points when you spend in Emaar.
- 25% base Upoints for spends on grocery and supermarkets.
- 10% base Upoints for spending on fuel, government services, and telecommunication payments.
- 5% Upoints back on spending in Emaar malls and when you dine or stay at Emaar Hospitality Group hotels and restaurants.
Redeem points:
Cardholders will have the option to redeem the accumulated UPoints through instant redemption from Loyalty Partners, mainly at Emaar properties.
Airlines Program:
Key benefits
- Buy 1 get 1 free on movie tickets at Reel Cinemas.
Other benefits
- Up to 30% discount on entertainment at Emaar Entertainment Group, including The Dubai Underwater Zoo, Kidzania, and Dubai Ice Rink.
Why We Choose It
- Free for life credit card.
- The card can be a good choice for frequent visitors to Emaar properties, such as Dubai Mall and Dubai Hills Mall.
What We Did Not Like
- Upoints accumulated points can only be redeemed through instant purchases at EMAAR partners.
- Relatively high APR.
Cashback %
Rewards Mechanism
- Earn 6.25% back when you shop, dine, or spend across Emaar hotspots like Dubai Mall, Marina Mall, and Emaar Communities.
- Get 1.25% back as Upoints on every spend and 5x the rewards when you spend at Emaar.
Why We Choose It
- Low annual fee relatively.
- The card can be a good choice for frequent visitors to Emaar properties, such as Dubai Mall and Dubai Hills Mall.
Welcoming Gift/Bonus
No welcoming bonus is available.
Annual Fee (inclusive of Vat)
Minimum Salary Requirement
APR*
Conventional cards use an annual percentage rate (APR) as the interest rate, while Islamic cards follow a profit rate for Sharia complianceCashback Info:
Rewards program
Upoints By Emaar.
Reward Mechanism:
- Earn 6.25% back when you shop, dine, or spend across Emaar hotspots like Dubai Mall, Marina Mall, and Emaar Communities.
- Get 1.25% back as Upoints on every spend and 5x the rewards when you spend at Emaar.
Redeem points:
Cardholders will have the option to redeem the accumulated UPoints through instant redemption from Loyalty Partners, mainly at Emaar properties.
Airlines Program:
Key benefits
- Lounge access for one person.
- 15% off on F&B and Spas at Emaar Hospitality Group Hotels.
Other benefits
- Buy 1 get 1 free on movie tickets at Reel Cinemas.
- Up to 30% discount on entertainment at Emaar Entertainment Group, including The Dubai Underwater Zoo, Kidzania, and Dubai Ice Rink.
Why We Choose It
- Low annual fee relatively.
- The card can be a good choice for frequent visitors to Emaar properties, such as Dubai Mall and Dubai Hills Mall.
What We Did Not Like
- Upoints accumulated points can only be redeemed through instant purchases at EMAAR partners.
Cashback %
Rewards Mechanism
- Earn 7.25% back when shopping, dining, or spending across Emaar hotspots like Dubai Mall, Marina Mall, and Emaar Communities.
- Get 1.5% back as Upoints on every spend and 5x the rewards when you spend at Emaar.
Why We Choose It
- High points earning rate at Emaar participating brands.
- The card can be a good choice for frequent visitors to Emaar properties, such as Dubai Mall and Dubai Hills Mall.
Welcoming Gift/Bonus
Welcome offer: Up to 25,000 UPoints
Annual Fee (inclusive of Vat)
Minimum Salary Requirement
APR*
Conventional cards use an annual percentage rate (APR) as the interest rate, while Islamic cards follow a profit rate for Sharia complianceCashback Info:
Rewards program
Upoints By Emaar.
Reward Mechanism:
- Earn 7.25% back when shopping, dining, or spending across Emaar hotspots like Dubai Mall, Marina Mall, and Emaar Communities.
- Get 1.5% back as Upoints on every spend and 5x the rewards when you spend at Emaar.
Redeem points:
Cardholders will have the option to redeem the accumulated UPoints through instant redemption from Loyalty Partners mainly at Emaar properties.
Airlines Program:
Key benefits
- Lounge access for two persons.
- 20% off on F&B and Spas at Emaar Hospitality Group Hotels
- Complimentary Valet Parking at the Grand Drive for Galeries Lafayette and The Souk in Dubai Mall.
Other benefits
- Buy 1 get 1 free on movie tickets at Reel Cinemas.
- Up to 30% discount on entertainment at Emaar Entertainment Group, including The Dubai Underwater Zoo, Kidzania, and Dubai Ice Rink.
Why We Choose It
- High points earning rate at Emaar participating brands.
- The card can be a good choice for frequent visitors to Emaar properties, such as Dubai Mall and Dubai Hills Mall.
What We Did Not Like
- Upoints accumlated points can only be redeemed through instant purchases at EMAAR partners.
- The annual fee is high for a card with benefits limited to Emaar Properties and airport lounge access.
