SHARE Program Credit Cards

Cashback %
Rewards Mechanism
- Earn 4% back as SHARE Points at Mall of the Emirates and all City Centre malls across the UAE, as well as at Carrefour (both in-store and online)
- Earn 0.75% bon all other retail, online, and international spends.
Why We Choose It
- Free for life credit card.
Welcoming Gift/Bonus
Apply online until 31 May 2026 to receive an AED 250 YOUGotaGift HappyYOU Card.
Annual Fee (inclusive of Vat)
Minimum Salary Requirement
APR*
Conventional cards use an annual percentage rate (APR) as the interest rate, while Islamic cards follow a profit rate for Sharia complianceCashback Info:
Rewards program
SHARE Points
Reward Mechanism:
- Earn 4% back as SHARE Points at Mall of the Emirates and all City Centre malls across the UAE, as well as at Carrefour (both in-store and online)
- Earn 0.75% bon all other retail, online, and international spends.
Redeem points:
SHARE Points can be used in various convenient ways—whether through the SHARE App, at checkout in stores, while shopping online, or even for digital mall gift cards, offering flexibility across Majid Al Futtaim experiences.
Airlines Program:
Key benefits
- Buy 1 get one movie free’ ticket offers at VOX Cinemas.
Other benefits
- Free for Life Credit Card.
Why We Choose It
- Free for life credit card.
What We Did Not Like
No significant cons observed.

Cashback %
Rewards Mechanism
- Earn 6% SHARE Points at Mall of the Emirates and all City Centre malls across the UAE, as well as at Carrefour (both in-store and online)
- Earn 1% on all other retail, online, and international spends.
Why We Choose It
- Free for life credit card.
- Complimentary lounge access with a lifetime-free credit card offers exceptional value.
- Generous welcoming bonus.
Welcoming Gift/Bonus
Get a welcome bonus of 5,000 SHARE Points equal to AED 500 when you spend AED 25,000 in the first 3 months.
Apply online until 31 May 2026 to receive an AED 350 YOUGotaGift HappyYOU Card.
Annual Fee (inclusive of Vat)
Minimum Salary Requirement
APR*
Conventional cards use an annual percentage rate (APR) as the interest rate, while Islamic cards follow a profit rate for Sharia complianceCashback Info:
Rewards program
SHARE Points.
Reward Mechanism:
- Earn 6% SHARE Points at Mall of the Emirates and all City Centre malls across the UAE, as well as at Carrefour (both in-store and online)
- Earn 1% on all other retail, online, and international spends.
Redeem points:
SHARE Points can be used in various convenient ways—whether through the SHARE App, at checkout in stores, while shopping online, or even for digital mall gift cards, offering flexibility across Majid Al Futtaim experiences
Airlines Program:
Key benefits
- Airport lounge access for you plus one guest per visit.
- Buy 1 get one free movie ticket at Vox Cinemas.
Other benefits
- Roadside Assistance.
Why We Choose It
- Free for life credit card.
- Complimentary lounge access with a lifetime-free credit card offers exceptional value.
- Generous welcoming bonus.
What We Did Not Like
No significant cons observed.

Cashback %
Rewards Mechanism
- Earn 8% SHARE Points at Mall of the Emirates and all City Centre malls across the UAE, as well as at Carrefour (both in-store and online)
- Earn 1.5% on all other retail, online, and international spends.
Why We Choose It
- The joining fee is refunded upon reaching a spend of AED 40,000 within the first three months.
- The high SHARE Points earning potential at MAF properties makes this card especially valuable for frequent MAF customers.
- Generous welcoming bonus.
Welcoming Gift/Bonus
Get a welcome bonus of 10,000 SHARE Points equal to AED 1,000 when you spend AED 40,000 in the first 3 months.
Apply online until 31 May 2026 to receive an AED 500 YOUGotaGift HappyYOU Card.
Annual Fee (inclusive of Vat)
Minimum Salary Requirement
APR*
Conventional cards use an annual percentage rate (APR) as the interest rate, while Islamic cards follow a profit rate for Sharia complianceCashback Info:
Rewards program
SHARE Points
Reward Mechanism:
- Earn 8% SHARE Points at Mall of the Emirates and all City Centre malls across the UAE, as well as at Carrefour (both in-store and online)
- Earn 1.5% on all other retail, online, and international spends.
Redeem points:
SHARE Points can be used in various convenient ways—whether through the SHARE App, at checkout in stores, while shopping online, or even for digital mall gift cards—offering flexibility across Majid Al Futtaim experiences.
Airlines Program:
Key benefits
- Airport lounge access for you plus one guest per visit.
- Complimentary golf access.
Other benefits
- Complimentary Valet Parking at select locations in Abu Dhabi.
- Buy 1 get one free movie ticket at Vox Cinemas.
Why We Choose It
- The joining fee is refunded upon reaching a spend of AED 40,000 within the first three months.
- The high SHARE Points earning potential at MAF properties makes this card especially valuable for frequent MAF customers.
- Generous welcoming bonus.
What We Did Not Like
- The annual fee from the second year onwards may feel high for those who don’t frequently spend at MAF properties.



