Cashback %
Rewards Mechanism
- For every AED 1:
– 6 Mashreq Vantage reward points on international purchases
– 4 Mashreq Vantage reward points on airlines, hotels, and other travel spends
– 2 Mashreq Vantage reward points on local spends.
– 1 Mashreq Vantage reward points on local spending for government payments, utilities, education, charity, fuel, rental, and telecom.
Why We Choose It
- Generous Welcoming bonus for New to bank customers.
- Fitness first unlimited access makes the card it highly recommended for regular gym-goers, considering the AED 10,000 monthly spending requirement.
Welcoming Gift/Bonus
New Mashreq Solitaire Credit Card customers get AED 2,500, and existing customers get AED 500 as a welcome bonus when they spend AED 9,000 or more within 2 months of card issuance.
Annual Fee (inclusive of Vat)
Minimum Salary Requirement
APR*
Conventional cards use an annual percentage rate (APR) as the interest rate, while Islamic cards follow a profit rate for Sharia complianceCashback Info:
Rewards program
Mashreq Vantage program.
Reward Mechanism:
- For every AED 1:
– 6 Mashreq Vantage reward points on international purchases
– 4 Mashreq Vantage reward points on airlines, hotels, and other travel spends
– 2 Mashreq Vantage reward points on local spends.
– 1 Mashreq Vantage reward points on local spending for government payments, utilities, education, charity, fuel, rental, and telecom.
Redeem points:
You can redeem Mashreq Vantage points for various rewards, including cashback, noon Gift Cards, Amazon.ae Gift Cards, Skywards Miles, Etihad Guest Miles, and Qatar Airways Privilege Club Avios.
Airlines Program:
Key benefits
- 6 complimentary airport transfers
- 12 free lounge visits per year (cardholder + 1 guest max per visit), unlocked after one small international transaction and AED 10,000 spend in the prior billing cycle
- 4 complimentary games of golf per month.
- Unlimited Fitness First Access (Spends Requirement applies).
- 2 complimentary valet parking per month.
Other benefits
- 6 complimentary Marhaba Meet & Greets per year.
- Travel insurance.
- 1 complimentary vehicle registration (renewal) pick up and drop off in a year, and 2 complimentary vehicle servicing pick up or drop offs in a year.
- 50% off movie tickets at VOX, Reel, and Novo, the cap is up to 8 discounted tickets per month.
Why We Choose It
- Generous Welcoming bonus for New to bank customers.
- Fitness first unlimited access makes the card it highly recommended for regular gym-goers, considering the AED 10,000 monthly spending requirement.
What We Did Not Like
- Relatively high APR.
Cashback %
Rewards Mechanism
- For every AED 1:
– 5 Mashreq Vantage reward points on international purchases.
– 3 Mashreq Vantage reward points on Dining and Supermarkets spends.
– 1 Mashreq Vantage reward points on local spends.
– 1 Mashreq Vantage reward points on local spends (including utilities, government, education, etc.)
Why We Choose It
- Generous Welcoming bonus for New to bank customers.
Welcoming Gift/Bonus
New Mashreq Platinum Elite Credit Card cardholders get AED 1,500, and existing cardholders get AED 200 as a welcome bonus when they spend AED 5,000 or more within 2 months of card issuance.
Annual Fee (inclusive of Vat)
Minimum Salary Requirement
APR*
Conventional cards use an annual percentage rate (APR) as the interest rate, while Islamic cards follow a profit rate for Sharia complianceCashback Info:
Rewards program
Mashreq Vantage program.
Reward Mechanism:
- For every AED 1:
– 5 Mashreq Vantage reward points on international purchases.
– 3 Mashreq Vantage reward points on Dining and Supermarkets spends.
– 1 Mashreq Vantage reward points on local spends.
– 1 Mashreq Vantage reward points on local spends (including utilities, government, education, etc.)
Redeem points:
You can redeem Mashreq Vantage points for various rewards, including cashback, noon Gift Cards, and Amazon.ae Gift Cards, Skywards Miles, Etihad Guest Miles, and Qatar Airways Privilege Club Avios.
Airlines Program:
Key benefits
- Complimentary 8 visits to Fitness First gym per month (Spends Requirement apply).
- 3 complimentary airport pick‑up or drop‑off services per calendar year within Dubai/Abu Dhabi.
- Up to 2 complimentary lounge accesses per month, capped at 8 per year, for the cardholder (with 1 free guest per visit), subject to AED 7,000 spend in the prior billing cycle.
Other benefits
- 50% discount on movie tickets at VOX, Reel and Novo Cinemas.
Why We Choose It
- Generous Welcoming bonus for New to bank customers.
What We Did Not Like
- Relatively high APR.
- High annual fee relatively.
