General FAQs
Find quick answers to common questions about our services, policies, and more.
Need help with something else? Contact us anytime! We are happy to help.
At CardsMatcher, our goal is to help people take control of their financial health and achieve their financial aspirations. We began with credit card matching, but we are committed to supporting individuals across the UAE in leading a financially healthy lifestyle, making informed decisions, and overcoming financial insecurity
Our reviews and ratings are based on competitive intelligence analysis, which compares UAE credit cards across various categories. We use different simulation techniques to identify the top cards for each category, tailored to different income profiles.
First, complete the “Find Your Card” survey to receive personalized recommendations for the best credit cards suited to your profile. Then, visit our Financial Wellness Library for useful tips and guides on credit cards. Stay tuned, as we plan to expand our coverage to include other banking products in the UAE.
Our team is reviewing your data and working diligently to recommend 3 credit cards that best match your profile. Please allow 3-5 business days for this process.
Yes, our service is entirely free, and we are committed to not charging any participants unless they opt for a private consultation. However, please be aware that we may receive compensation from banks for advertising purposes on our website, but this does not influence the recommendations we provide.
Yes, your privacy and security are our top priority. We ensure that your data is handled with the utmost care. We never share your information with third parties without your consent.
Sure, you can contact us at customer-support@cardsmatcher.com
Rewards
We can classify them as 2 caetegories, there are Banks special rewards programs such as ADCB Touchpoints program, then theree are Co-branded rewards credit carwds in which the banks partner with a brans such as Noon for instance to launch Mashareq noon credit card
Evaluating rewards programs can be challenging, as each one is unique and not directly comparable to others. To make a more informed choice, start by examining the categories where you can earn points; for example, some cards may offer a low points rate on groceries, which might make up a significant portion of your spending. Next, review the redemption options available for the points you earn. Finally, consider the welcome bonus and any joining offers to maximize your benefits. However, we can save you the hustle and recommend the best rewards cards for you after you fill our match your card survey
While many rewards credit cards allow points to be redeemed for cashback, it’s generally not recommended, as the conversion rate from points to cash is typically low. The primary advantage of rewards credit cards lies in their flexibility, with most people using them for shopping with program partners or converting points into travel miles. However, if cashback is your primary goal, a dedicated cashback credit card would be a better choice for you.
It depends on various factors, including your primary bank. However, some banks in the UAE offer points not just for credit card spending, but for every interaction with the bank, which helps optimize point accumulation for their main customers. In such cases, it’s often recommended to choose a rewards program from your main bank to maximize benefits.
Certainly, if you choose a credit card that aligns with your lifestyle and spending habits, you can easily offset the annual fee within the first half of the year through travel benefits or shopping rewards as an example
Cashback
Each credit card offers cashbback for a mix of categories that might include: Groceries, Dining, Fuel, Telecom, School fees, and Non-AED spends
A cashback credit card is beneficial for almost everyone, as it rewards you with cashback on your purchases. However, it’s important to choose a card that aligns with your spending habits. Many cards offer cashback on categories like dining, groceries, and everyday expenses. If you tend to spend more on other areas, such as travel, you may want to consider a card that offers higher rewards in those categories instead
Yes, typically the cashback on these cards is capped at around AED 1,000 per month, with some cards placing limits on specific categories. However, it’s important to note that unless you’re a heavy spender, it can be difficult to reach the maximum cashback amount.
Some cashback credit cards offer great benefits, while others may not. If you’re a frequent traveler, airline and travel-specific credit cards might provide greater value for you.
Mostly yes, The highest annual fee for a cashback credit card in the UAE is less than AED400. If you are an average spender, it is most likely that you collect the annual fee and started earning in the first 4 months
Airlines
Answers to popular questions about how to earn miles, use travel rewards, and get the most from your airline credit card perks.
Need help with something else? Contact us anytime! We are happy to help.
Airline credit cards offer valuable perks for frequent travelers. If you travel often, an airline card can be highly beneficial. If you’re unsure, take our “Find Your Card” survey, and we’ll recommend the best options tailored to your lifestyle.
When choosing an airline credit card, review the miles earning structure and the annual fee. If they align with your needs, opt for the card offering the highest welcome bonus. You can also complete our credit card match survey, and we’ll help you find the best card tailored to your lifestyle for maximum benefits.
Airline credit cards offer valuable perks for frequent travelers. If you travel often, an airline card can be highly beneficial. If you’re unsure, take our “Find Your Card” survey, and we’ll recommend the best options tailored to your lifestyle.
While it depends on your salary, if you can get both, check your spends and try to calculate the miles. Also, if you are a solo traveler, signature card might be sufficient but if you travel with family, infinte cards will give you more benefits
Yes, as accumulated miles will get you benefits that worth more than the annual fee ( Lounge access, airport transfers, etc.)
Some banks, like ENBD and ADCB, offer express miles programs for high spenders, allowing them to earn more miles after paying a monthly fee. However, there is often a gap in the accumulation of miles.
