AED 3,000 monthly spend is required to obtain FAB Rewards.
FAB
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Learn more about FAQs
Cashback %
Rewards Mechanism
- For every AED 1:
– 5 FAB Rewards on online spending.
– 1 FAB Reward on all other spending, including abroad.
– 0.5 FAB Rewards on low-interchange such as groceries and fuel.
– Get 20,000 bonus FAB Rewards monthly when you spend AED 10,000 or more.
None
Why We Choose It
- Free for life credit card.
- FAB Rewards on online spending offer high returns for online spenders.
Welcoming Gift/Bonus
Currently, no welcoming bonus is available
Annual Fee (inclusive of Vat)
No annual fee credit card.
Minimum Salary Requirement
AED 5,000
APR*
Conventional cards use an annual percentage rate (APR) as the interest rate, while Islamic cards follow a profit rate for Sharia compliance
3.99%
Cashback Info:
Rewards program
FAB Rewards program
Reward Mechanism:
- For every AED 1:
– 5 FAB Rewards on online spending.
– 1 FAB Reward on all other spending, including abroad.
– 0.5 FAB Rewards on low-interchange such as groceries and fuel.
– Get 20,000 bonus FAB Rewards monthly when you spend AED 10,000 or more.
Redeem points:
FAB Rewards can be redeemed for various options, including vouchers and game time, cashback, Skywards Miles and Etihad Guest Miles exchanges, travel bookings via Cleartrip.ae and Musafir.com e-vouchers, transaction reimbursements, utility bill payments, instant in-store redemptions at participating locations, purchases through the FAB Rewards Shop, and conversions to Shukrans.
Airlines Program:
Key benefits
- 20% off your shopping on Namshi.com
- Up to 20% off at over 150 restaurants across the UAE.
- Get up to 20% off on your favorite entertainment and attractions across the UAE.
Other benefits
- Movie tickets at only AED 20.
Why We Choose It
- Free for life credit card.
- FAB Rewards on online spending offer high returns for online spenders.
What We Did Not Like
- The cards will offer the greatest value once AED 10,000 is spent; otherwise, the points will be limited.
- The high rewards rate is limited to online shopping, with reduced earnings on special categories such as groceries.
At CardsMatcher Match Now Form to recommend you the matching card, read Terms & Condition. Privacy Policy
Learn more about FAQs
Cashback %
Rewards Mechanism
For every AED 1:
- Up to 20 FAB Rewards on luxury spending.
- 10 FAB Rewards on eco-friendly purchases.
- Up to 5 FAB Rewards on all other spending in the UAE and abroad.
- 0.5 FAB Rewards on low-interchange items such as groceries and fuel.
None
Why We Choose It
- Social responsibility-focused card with eco-friendly features.
- First-year free offer available.
- High FAB rewards earning rate for luxury enthusiasts.
Welcoming Gift/Bonus
Apply for the FAB Elite Credit Card between September 1 and October 31 and get your first year free. (limited offer)
Annual Fee (inclusive of Vat)
AED 1,260
Minimum Salary Requirement
AED 50,000
APR*
Conventional cards use an annual percentage rate (APR) as the interest rate, while Islamic cards follow a profit rate for Sharia compliance
3.99%
Cashback Info:
Rewards program
- FAB Rewards program.
Reward Mechanism:
For every AED 1:
- Up to 20 FAB Rewards on luxury spending.
- 10 FAB Rewards on eco-friendly purchases.
- Up to 5 FAB Rewards on all other spending in the UAE and abroad.
- 0.5 FAB Rewards on low-interchange items such as groceries and fuel.
Redeem points:
FAB Rewards can be redeemed for various options, including vouchers and game time, cashback, Skywards Miles and Etihad Guest Miles exchanges, travel bookings via Cleartrip.ae and Musafir.com e-vouchers, transaction reimbursements, utility bill payments, instant in-store redemptions at participating locations, purchases through the FAB Rewards Shop, and conversions to Shukrans.
Airlines Program:
Key benefits
- Complementary Lounge access for two persons.
- 3 complimentary Airport fast track services per year.
- 6 airport transfers a year with the Careem App.
- Free access to 60+ beach clubs, gyms, and sports clubs with ADV+.
- Up to 40% off at top restaurants in the UAE with ADV+
- Dedicated lifestyle concierge support 24/7.
- Guaranteed gift of gold from the FAB Rewards Shop if you spend AED 500,000 a year or more on your card.
Other benefits
- One hour complimentary valet parking at premium locations
- Eight movie tickets from AED 20 each per month at Reel, Royal, Star, and VOX Cinemas.
- 20% off Emaar attractions.
- 20% off Dubai Holding attractions.
- 30% off golf worldwide with the Mastercard Golf Programme.
Why We Choose It
- Social responsibility-focused card with eco-friendly features.
- First-year free offer available.
- High FAB rewards earning rate for luxury enthusiasts.
What We Did Not Like
- No notable disadvantages.
At CardsMatcher Match Now Form to recommend you the matching card, read Terms & Condition. Privacy Policy
Learn more about FAQs
Cashback %
- 5% cashback on groceries, fuel, and dining out.
- 0.5% cashback on all other categories.
Rewards Mechanism
None
- 5% cashback on groceries, fuel, and dining out.
- 0.5% cashback on all other categories.
Why We Choose It
- No minimum spends requirement for cashback to be obtained.
- The card instantly shows cashback rates and allows immediate access to redemption options.
Welcoming Gift/Bonus
Currently, no welcoming bonus is available.
Annual Fee (inclusive of Vat)
AED 410
Minimum Salary Requirement
AED 5,000
APR*
Conventional cards use an annual percentage rate (APR) as the interest rate, while Islamic cards follow a profit rate for Sharia compliance
3.99%
Cashback Info:
Cashback Conditions
- No minimum spending requirement for cashback to be obtained.
- Maximum monthly cashback of AED 1,000.
Cashback %:
- 5% cashback on groceries, fuel, and dining out.
- 0.5% cashback on all other categories.
Rewards program
Reward Mechanism:
Redeem points:
Airlines Program:
Key benefits
- Enjoy 0% interest, Easy Purchase Plans, Loan-on-Phone, and Balance Transfers at preferential rates.
- 20% off Talabat delivery
- Movie tickets from just AED 20 at VOX cinemas.
- Complimentary access to select airport lounges.
- Access to hundreds of buy-1-get-1 offers, including spa treatments, travel offers, fine dining, and much more.
Other benefits
- Careem App: Get 25% off on food orders and DineOut twice monthly until 31 Dec 2025.
- Coffee Shops: AED 20 off (min. AED 40) at Starbucks, Costa, iHop, and more, twice monthly till 31 Dec 2025.
- LuluHypermarket.com: Extra 20% off (max AED 50), min. AED 250, twice monthly till 31 Dec 2025.
Why We Choose It
- No minimum spends requirement for cashback to be obtained.
- The card instantly shows cashback rates and allows immediate access to redemption options.
What We Did Not Like
- Caps apply per category.
- Only 0.5% cashback on all other categories.
- High annual fee relatively.
At CardsMatcher Match Now Form to recommend you the matching card, read Terms & Condition. Privacy Policy
Learn more about FAQs
Cashback %
- 5% cashback on supermarket spending (including online), fashion, and dining.
- 1% cashback on all other spending, excluding select categories.
- 0.15% cashback on select categories.
- 3% Cashback on all non-AED spending.
Rewards Mechanism
None
- 5% cashback on supermarket spending (including online), fashion, and dining.
- 1% cashback on all other spending, excluding select categories.
- 0.15% cashback on select categories.
- 3% Cashback on all non-AED spending.
Why We Choose It
- 5% Cashback on fashion differentiates the card for shoppers.
Welcoming Gift/Bonus
Currently, no welcoming bonus is available.
Annual Fee (inclusive of Vat)
AED 315
Minimum Salary Requirement
AED 5,000
APR*
Conventional cards use an annual percentage rate (APR) as the interest rate, while Islamic cards follow a profit rate for Sharia compliance
3.99%
Cashback Info:
Cashback Conditions
- Caps apply per category.
Cashback %:
- 5% cashback on supermarket spending (including online), fashion, and dining.
- 1% cashback on all other spending, excluding select categories.
- 0.15% cashback on select categories.
- 3% Cashback on all non-AED spending.
Rewards program
Reward Mechanism:
Redeem points:
Airlines Program:
Key benefits
- Complementary lounge access for two persons.
- AED 40 off on Carrefour online when you spend a minimum of AED 250 once every month.
- 40 % off orders on the Talabat app, up to AED 40 off each order, four times a month, with a minimum order of AED 100.
- Two monthly movie tickets for AED 20 at Reel Cinemas, Cine Royal, and Star Cinemas.
Other benefits
- Up to 40% off MakeMyTrip bookings.
- 15% discount on hotel rooms at IHG Hotels & Resorts.
- 2 free airport transfers with Careem.
Why We Choose It
- 5% Cashback on fashion differentiates the card for shoppers.
What We Did Not Like
- Cashback will be processed in equivalent FAB Rewards, redeemable instantly on the FAB Mobile App, while other card offers an instant cashback redemption option.
- No welcoming bonus is available.
