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Rewards Mechanism

  • 5 RAK rewards on international spends.
  • 3 RAK rewards on domestic spends.

Why We Choose It

  • No annual fee.
  • Generous Welcoming bonus.
  • Exclusive Eco-friendly card for Emariatis.
  • The profit rate is significantly low.

Welcoming Gift/Bonus

  • No welcoming bonus,but a Free for Life credit card and then 1049 AED

Annual Fee (inclusive of Vat)

Free for Life credit card and then 1049 AED

Minimum Salary Requirement

AED 15,000

APR*

Conventional cards use an annual percentage rate (APR) as the interest rate, while Islamic cards follow a profit rate for Sharia compliance
2.75%

Rewards program

  • RAK Rewards Program
Reward Mechanism:
  • 5 RAK rewards on international spends.
  • 3 RAK rewards on domestic spends.

Redeem points:

Key benefits

  • Complementary Airport Lounge Access for one.
  • 2 complimentary airport transfers per year.
  • 20% discount on Careem.
  • 2 Valet Parking tickets per month.

Other benefits

  • 100% cashback on Salik and DARB.
  • Discounted RAK rewards for flight bookings using the RAK rewards portal.
  • Free Premium subscription at Playtomic and discounted games.
  • Free streaming subscriptions.

Why We Choose It

  • No annual fee.
  • Generous Welcoming bonus.
  • Exclusive Eco-friendly card for Emariatis.
  • The profit rate is significantly low.

What We Did Not Like

none

You ask, we answer

At CardsMatcher, our goal is to help people take control of their financial health and achieve their financial aspirations. We began with credit card matching, but we are committed to supporting individuals across the UAE in leading a financially healthy lifestyle, making informed decisions, and overcoming financial insecurity

Our reviews and ratings are based on competitive intelligence analysis, which compares UAE credit cards across various categories. We use different simulation techniques to identify the top cards for each category, tailored to different income profiles.

First, complete the “Find Your Card” survey to receive personalized recommendations for the best credit cards suited to your profile. Then, visit our Financial Wellness Library for useful tips and guides on credit cards. Stay tuned, as we plan to expand our coverage to include other banking products in the UAE.

Our team is reviewing your data and working diligently to recommend 3 credit cards that best match your profile. Please allow 3-5 business days for this process.

Yes, our service is entirely free, and we are committed to not charging any participants unless they opt for a private consultation. However, please be aware that we may receive compensation from banks for advertising purposes on our website, but this does not influence the recommendations we provide.

Yes, your privacy and security are our top priority. We ensure that your data is handled with the utmost care. We never share your information with third parties without your consent.

This website uses cookies to ensure you get the best experience on our website. Learn more about our Privacy Policy and Terms and Conditions.

*Every response helps us better understand saving behaviors in the UAE and build smarter financial tools for everyone.