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Rewards Mechanism

 

Earn up to AED 2,000 in noon credits:

  •  20% back on noon Food.
  • 5% back on Noon Minutes + 15% off non-electronics (up to AED 30 on five orders/month).
  • 10% back on NowNow.
  • 5% back on Namshi, Sivvi, and Supermall.
  • Free 1-year noon One membership + 50% off renewal.
  • Up to 1% back on all other spends.

Why We Choose It

  • Free for life credit card.
  • The maximum cashback limit of AED 2000 is considered relatively high.
  • High value for Noon platforms users as it includes (Food, clothes, Groceries, etc.).

Welcoming Gift/Bonus

Apply online between 1 July and 30 September 2025 to receive a AED 250 YOUGotaGift HappyYOU Card.

 

Annual Fee (inclusive of Vat)

Free For Life

Minimum Salary Requirement

AED 5,000

APR*

Conventional cards use an annual percentage rate (APR) as the interest rate, while Islamic cards follow a profit rate for Sharia compliance
3.49%

Rewards program

Noon credits as cashback.

Reward Mechanism:

 

Earn up to AED 2,000 in noon credits:

  •  20% back on noon Food.
  • 5% back on Noon Minutes + 15% off non-electronics (up to AED 30 on five orders/month).
  • 10% back on NowNow.
  • 5% back on Namshi, Sivvi, and Supermall.
  • Free 1-year noon One membership + 50% off renewal.
  • Up to 1% back on all other spends.

Redeem points:

Noon credits are valid across all Noon platforms.

Key benefits

  • Buy 1 get 1 free on movie tickets at VOX Cinemas.

Other benefits

  • 0% Installment Plans.

Why We Choose It

  • Free for life credit card.
  • The maximum cashback limit of AED 2000 is considered relatively high.
  • High value for Noon platforms users as it includes (Food, clothes, Groceries, etc.).

What We Did Not Like

  • Limited redemption options.

You ask, we answer

At CardsMatcher, our goal is to help people take control of their financial health and achieve their financial aspirations. We began with credit card matching, but we are committed to supporting individuals across the UAE in leading a financially healthy lifestyle, making informed decisions, and overcoming financial insecurity

Our reviews and ratings are based on competitive intelligence analysis, which compares UAE credit cards across various categories. We use different simulation techniques to identify the top cards for each category, tailored to different income profiles.

First, complete the “Find Your Card” survey to receive personalized recommendations for the best credit cards suited to your profile. Then, visit our Financial Wellness Library for useful tips and guides on credit cards. Stay tuned, as we plan to expand our coverage to include other banking products in the UAE.

Our team is reviewing your data and working diligently to recommend 3 credit cards that best match your profile. Please allow 3-5 business days for this process.

Yes, our service is entirely free, and we are committed to not charging any participants unless they opt for a private consultation. However, please be aware that we may receive compensation from banks for advertising purposes on our website, but this does not influence the recommendations we provide.

Yes, your privacy and security are our top priority. We ensure that your data is handled with the utmost care. We never share your information with third parties without your consent.

This website uses cookies to ensure you get the best experience on our website. Learn more about our Privacy Policy and Terms and Conditions.

*Every response helps us better understand saving behaviors in the UAE and build smarter financial tools for everyone.