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Rewards Mechanism

  • For every AED 1:
    – 5 FAB Rewards on online spending.
    – 1 FAB Reward on all other spending, including abroad.
    – 0.5 FAB Rewards on low-interchange such as groceries and  fuel.
    – Get 20,000 bonus FAB Rewards monthly when you spend AED 10,000 or more.

Why We Choose It

  • Free for life credit card.
  • FAB Rewards on online spending offer high returns for online spenders.

Welcoming Gift/Bonus

Currently, no welcoming bonus is available

Annual Fee (inclusive of Vat)

No annual fee credit card.

Minimum Salary Requirement

AED 5,000

APR*

Conventional cards use an annual percentage rate (APR) as the interest rate, while Islamic cards follow a profit rate for Sharia compliance
3.99%

Rewards program

FAB Rewards program

Reward Mechanism:
  • For every AED 1:
    – 5 FAB Rewards on online spending.
    – 1 FAB Reward on all other spending, including abroad.
    – 0.5 FAB Rewards on low-interchange such as groceries and  fuel.
    – Get 20,000 bonus FAB Rewards monthly when you spend AED 10,000 or more.

Redeem points:

FAB Rewards can be redeemed for various options, including vouchers and game time, cashback, Skywards Miles and Etihad Guest Miles exchanges, travel bookings via Cleartrip.ae and Musafir.com e-vouchers, transaction reimbursements, utility bill payments, instant in-store redemptions at participating locations, purchases through the FAB Rewards Shop, and conversions to Shukrans.

Key benefits

  • 20% off your shopping on Namshi.com
  • Up to 20% off at over 150 restaurants across the UAE.
  • Get up to 20% off on your favorite entertainment and attractions across the UAE.

Other benefits

  •  Movie tickets at only AED 20.

Why We Choose It

  • Free for life credit card.
  • FAB Rewards on online spending offer high returns for online spenders.

What We Did Not Like

  • The cards will offer the greatest value once AED 10,000 is spent; otherwise, the points will be limited.
  • The high rewards rate is limited to online shopping, with reduced earnings on special categories such as groceries.

You ask, we answer

At CardsMatcher, our goal is to help people take control of their financial health and achieve their financial aspirations. We began with credit card matching, but we are committed to supporting individuals across the UAE in leading a financially healthy lifestyle, making informed decisions, and overcoming financial insecurity

Our reviews and ratings are based on competitive intelligence analysis, which compares UAE credit cards across various categories. We use different simulation techniques to identify the top cards for each category, tailored to different income profiles.

First, complete the “Find Your Card” survey to receive personalized recommendations for the best credit cards suited to your profile. Then, visit our Financial Wellness Library for useful tips and guides on credit cards. Stay tuned, as we plan to expand our coverage to include other banking products in the UAE.

Our team is reviewing your data and working diligently to recommend 3 credit cards that best match your profile. Please allow 3-5 business days for this process.

Yes, our service is entirely free, and we are committed to not charging any participants unless they opt for a private consultation. However, please be aware that we may receive compensation from banks for advertising purposes on our website, but this does not influence the recommendations we provide.

Yes, your privacy and security are our top priority. We ensure that your data is handled with the utmost care. We never share your information with third parties without your consent.

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*Every response helps us better understand saving behaviors in the UAE and build smarter financial tools for everyone.