At CardsMatcher Match Now Form to recommend you the matching card, read Terms & Condition. Privacy Policy
Learn more about FAQs

Rewards Mechanism

  • For Every 1 AED Spent:
    โ€“ 15 FAB Islamic Rewards at beauty and fragrance store shopping.
    โ€“ 10 FAB Islamic Rewards on international spending.
    โ€“ 5 FAB Islamic Rewards on all other spending.

Why We Choose It

  • The card is specially designed for Emirati shoppers, offering various discounts and points redemption options at numerous stores.
  • The card provides excellent benefits for dining, shopping, and travel.
  • Shariah Compliant Credit card. 

Welcoming Gift/Bonus

Annual Fee back after spending AED 30,000 within the first 3 months.

Annual Fee (inclusive of Vat)

AED 630

Minimum Salary Requirement

AED 15,000

APR*

Conventional cards use an annual percentage rate (APR) as the interest rate, while Islamic cards follow a profit rate for Sharia compliance
3.99%

Rewards program

FAB Islamic Rewards.

Reward Mechanism:
  • For Every 1 AED Spent:
    โ€“ 15 FAB Islamic Rewards at beauty and fragrance store shopping.
    โ€“ 10 FAB Islamic Rewards on international spending.
    โ€“ 5 FAB Islamic Rewards on all other spending.

Redeem points:

Redemption options include instant store redemptions, shopping vouchers, gift cards, cashback, travel benefits, frequent flyer miles, and utility bill payments.

Key benefits

  • Complimentary Airport Lounge Access for two.
  • Up to 20% discount on dining at The Arabian Tea House, Allo Beirut, and 150 more Emirati-preferred restaurants.
  • Free access to gyms and padel courts across the UAE.
  • Up to 25% off shopping online at Ounass and 6thStreet.com

Other benefits

  • Global Blue International VIP services include tax-free shopping and more.
  • Free valet parking across the UAE, including Dubai Mall.
  • 2 Free airport transfers with Careem.
  • Discounts on Halalbooking.com.
  • International Halal dining discounts.

Why We Choose It

  • The card is specially designed for Emirati shoppers, offering various discounts and points redemption options at numerous stores.
  • The card provides excellent benefits for dining, shopping, and travel.
  • Shariah Compliant Credit card. 

What We Did Not Like

  • The welcome bonus offers the annual fee back as FAB Islamic Rewards. Alternatively, it could be improved by providing a first-year-free offer along with FAB Rewards as a welcome bonus.

You ask, we answer

At CardsMatcher, our goal is to help people take control of their financial health and achieve their financial aspirations. We began with credit card matching, but we are committed to supporting individuals across the UAE in leading a financially healthy lifestyle, making informed decisions, and overcoming financial insecurity

Our reviews and ratings are based on competitive intelligence analysis, which compares UAE credit cards across various categories. We use different simulation techniques to identify the top cards for each category, tailored to different income profiles.

First, complete the โ€œFind Your Cardโ€ survey to receive personalized recommendations for the best credit cards suited to your profile. Then, visit our Financial Wellness Library for useful tips and guides on credit cards. Stay tuned, as we plan to expand our coverage to include other banking products in the UAE.

Our team is reviewing your data and working diligently to recommend 3 credit cards that best match your profile. Please allow 3-5 business days for this process.

Yes, our service is entirely free, and we are committed to not charging any participants unless they opt for a private consultation. However, please be aware that we may receive compensation from banks for advertising purposes on our website, but this does not influence the recommendations we provide.

Yes, your privacy and security are our top priority. We ensure that your data is handled with the utmost care. We never share your information with third parties without your consent.

This website uses cookies to ensure you get the best experience on our website. Learn more about our Privacy Policy and Terms and Conditions.

*Every response helps us better understand saving behaviors in the UAE and build smarter financial tools for everyone.