Search
Close this search box.

At CardsMatcher Match Now Form to recommend you the matching card, read Terms & Condition. Privacy Policy
Learn more about FAQs

Rewards Mechanism

  •  5% Plus points for AED 5,000 and above transactions.
  • 2% Plus points for transactions between AED 2,500 – AED 4,999.
  • 1% Plus points for transactions less than AED 2,500.
  •  1% Plus points for Supermarkets and groceries, insurance, car dealerships, fuel, utility Payments, real estate, charity, education, quick service restaurants (fast-food restaurants), transit, government services, telecommunication transactions & spends originating in European Union (EU) countries.

Why We Choose It

  • First Year free offer.
  • The Plus Points program provides a competitive redemption rate for Etihad Guest Miles.
  • Outstanding benefits are offered both within the UAE and abroad.
  • Quarterly Cashback draw to win AED 5,000 for spending AED 50,000.
  • Relatively low APR.

Welcoming Gift/Bonus

Currently no welcoming gifts/bounce.

Annual Fee (inclusive of Vat)

First Year Free then AED 1,575

Minimum Salary Requirement

AED 30,000

APR*

Conventional cards use an annual percentage rate (APR) as the interest rate, while Islamic cards follow a profit rate for Sharia compliance
3.25%

Rewards program

ENBD Plus Points Program.

Reward Mechanism:
  •  5% Plus points for AED 5,000 and above transactions.
  • 2% Plus points for transactions between AED 2,500 – AED 4,999.
  • 1% Plus points for transactions less than AED 2,500.
  •  1% Plus points for Supermarkets and groceries, insurance, car dealerships, fuel, utility Payments, real estate, charity, education, quick service restaurants (fast-food restaurants), transit, government services, telecommunication transactions & spends originating in European Union (EU) countries.

Redeem points:

  • Plus Points can be redeemed on any active card for a variety of rewards, including instant redemptions, Nol top-up, frequent flyer miles, education fees, donations, and cashback. Only the primary credit cardholder is authorized to redeem these points.

Key benefits

  • Complementary airport Lounge Access for 2 persons.
  • A chance to enter a draw to win AED 5,000 by maintaining a quarterly spend of AED 50,000.
  • A free golf in the UAE and up to 40% discount at premium golf courses worldwide.
  •  Quarterly Cashback draw with a chance to win AED 5,000 for maintaining AED 50,000 in spending

Other benefits

  •  4 Airport transfers per year in the UAE.
  • Buy 1 Get 1’ on movie tickets and 20% off on cinema food & beverages at Reel Cinema.
  •  Golf Privileges.

Why We Choose It

  • First Year free offer.
  • The Plus Points program provides a competitive redemption rate for Etihad Guest Miles.
  • Outstanding benefits are offered both within the UAE and abroad.
  • Quarterly Cashback draw to win AED 5,000 for spending AED 50,000.
  • Relatively low APR.

What We Did Not Like

  • Currently, No welcoming bonus is available.

You ask, we answer

At CardsMatcher, our goal is to help people take control of their financial health and achieve their financial aspirations. We began with credit card matching, but we are committed to supporting individuals across the UAE in leading a financially healthy lifestyle, making informed decisions, and overcoming financial insecurity

Our reviews and ratings are based on competitive intelligence analysis, which compares UAE credit cards across various categories. We use different simulation techniques to identify the top cards for each category, tailored to different income profiles.

First, complete the “Find Your Card” survey to receive personalized recommendations for the best credit cards suited to your profile. Then, visit our Financial Wellness Library for useful tips and guides on credit cards. Stay tuned, as we plan to expand our coverage to include other banking products in the UAE.

Our team is reviewing your data and working diligently to recommend 3 credit cards that best match your profile. Please allow 3-5 business days for this process.

Yes, our service is entirely free, and we are committed to not charging any participants unless they opt for a private consultation. However, please be aware that we may receive compensation from banks for advertising purposes on our website, but this does not influence the recommendations we provide.

Yes, your privacy and security are our top priority. We ensure that your data is handled with the utmost care. We never share your information with third parties without your consent.

This website uses cookies to ensure you get the best experience on our website. Learn more about our Privacy Policy and Terms and Conditions.

*Every response helps us better understand saving behaviors in the UAE and build smarter financial tools for everyone.