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Rewards Mechanism

  •  5% points on grocery, electronics, utilities, education and fuel.
  •  0.5% points on other spends including travel, dining, hotels and online.

Why We Choose It

  • Exclusive for Abu Dhabi residents.
  • Two credit cards in one.

Welcoming Gift/Bonus

Exclusive for Abu Dhabi residents with no annual fees for a limited time.

Annual Fee (inclusive of Vat)

AED 840

Minimum Salary Requirement

AED 12,000

APR*

Conventional cards use an annual percentage rate (APR) as the interest rate, while Islamic cards follow a profit rate for Sharia compliance
3.49%

Rewards program

  • ENBD Plus Points Program ( 1 plus point= 1 AED).
Reward Mechanism:
  •  5% points on grocery, electronics, utilities, education and fuel.
  •  0.5% points on other spends including travel, dining, hotels and online.

Redeem points:

Plus Points can be redeemed on any active card for a variety of rewards, including instant redemptions, Nol top-up, frequent flyer miles, education fees, donations, and cashback. Only the primary credit cardholder is authorized to redeem these points.

Key benefits

  • Complementary Lounge access for 1 person.
  • Two cards: Diners Club and a Mastercard credit card.
  • Buy 1 get 1 movie ticket free offer on Royal Cinemas.
  •  Concierge services.
  • Complimentary access to golf courses across the UAE.

Other benefits

  • Valet Parking at selected locations in Abu Dhabi.

Why We Choose It

  • Exclusive for Abu Dhabi residents.
  • Two credit cards in one.

What We Did Not Like

  • Only 0.5% points on other spends including travel, dining, hotels and online.
  • Relatively high annual fee, but currently waived under an exclusive limited-time offer.

You ask, we answer

At CardsMatcher, our goal is to help people take control of their financial health and achieve their financial aspirations. We began with credit card matching, but we are committed to supporting individuals across the UAE in leading a financially healthy lifestyle, making informed decisions, and overcoming financial insecurity

Our reviews and ratings are based on competitive intelligence analysis, which compares UAE credit cards across various categories. We use different simulation techniques to identify the top cards for each category, tailored to different income profiles.

First, complete the “Find Your Card” survey to receive personalized recommendations for the best credit cards suited to your profile. Then, visit our Financial Wellness Library for useful tips and guides on credit cards. Stay tuned, as we plan to expand our coverage to include other banking products in the UAE.

Our team is reviewing your data and working diligently to recommend 3 credit cards that best match your profile. Please allow 3-5 business days for this process.

Yes, our service is entirely free, and we are committed to not charging any participants unless they opt for a private consultation. However, please be aware that we may receive compensation from banks for advertising purposes on our website, but this does not influence the recommendations we provide.

Yes, your privacy and security are our top priority. We ensure that your data is handled with the utmost care. We never share your information with third parties without your consent.

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*Every response helps us better understand saving behaviors in the UAE and build smarter financial tools for everyone.