At CardsMatcher Match Now Form to recommend you the matching card, read Terms & Condition. Privacy Policy
Learn more about FAQs

Rewards Mechanism

For every USD 1:

  • 3 Marriott Bonvoy points at hotels and resorts participating in Marriott Bonvoy.
  • 1.5 Marriott Bonvoy points on international spends.
  • Earn up to 1.5 Marriott Bonvoy points on general domestic spend.
    • 1.5 points per US$1 on general retail shopping (e.g., apparel, dining, etc.)
    • 0.375 points per US$1 on grocery and supermarkets, insurance, car dealership-related, and quick-service restaurants (i.e., fast-food restaurants)
    • 0.15 points per US$1 on real estate, education, petroleum, government services, car-hailing services, food delivery aggregators, and bill payments (including utility and telecommunication)

Why We Choose It

  • Exceptional benefits for Marriot hotels visitors around the world.
  • Wide range of benefits.

Welcoming Gift/Bonus

Get Emirates NBD Marriott Bonvoy  World Mastercard and receive 1 Free Night Award on cumulative retail spends of US$6,000 in the first three billing statements from Card issuance.

Annual Fee (inclusive of Vat)

AED 315

Minimum Salary Requirement

AED 12,000

APR*

Conventional cards use an annual percentage rate (APR) as the interest rate, while Islamic cards follow a profit rate for Sharia compliance
3.25%

Rewards program

Marriott Bonvoy program.

Reward Mechanism:

For every USD 1:

  • 3 Marriott Bonvoy points at hotels and resorts participating in Marriott Bonvoy.
  • 1.5 Marriott Bonvoy points on international spends.
  • Earn up to 1.5 Marriott Bonvoy points on general domestic spend.
    • 1.5 points per US$1 on general retail shopping (e.g., apparel, dining, etc.)
    • 0.375 points per US$1 on grocery and supermarkets, insurance, car dealership-related, and quick-service restaurants (i.e., fast-food restaurants)
    • 0.15 points per US$1 on real estate, education, petroleum, government services, car-hailing services, food delivery aggregators, and bill payments (including utility and telecommunication)

Redeem points:

Redeem points at over 30 hotel brands and 10,000 global destinations including: W Rome, The Ritz Carlton Maldives,The Westin Hollywood Edition Los Angeles etc.

Key benefits

  • Airport Lounge Access for one person. Additional guests will be charged US$32 per guest / per visit.
  • Get automatic Silver Elite status and a fast track to Gold Elite status.
  • An annual one Free Night Award valued at 35,000 Marriott Bonvoy points on the Card anniversary.
  • For each calendar year, receive 10 Elite Night Credits towards the next level of Marriott Bonvoy Elite status.

Other benefits

  • Buy 1, get one free offer on movie tickets at both Reel and VOX Cinemas. Plus, get 20% off on food and beverages at Reel Cinemas and 25% off at VOX Cinemas.

Why We Choose It

  • Exceptional benefits for Marriot hotels visitors around the world.
  • Wide range of benefits.

What We Did Not Like

  • The welcome bonus is in the form of nights, and no points are gifted.

You ask, we answer

At CardsMatcher, our goal is to help people take control of their financial health and achieve their financial aspirations. We began with credit card matching, but we are committed to supporting individuals across the UAE in leading a financially healthy lifestyle, making informed decisions, and overcoming financial insecurity

Our reviews and ratings are based on competitive intelligence analysis, which compares UAE credit cards across various categories. We use different simulation techniques to identify the top cards for each category, tailored to different income profiles.

First, complete the “Find Your Card” survey to receive personalized recommendations for the best credit cards suited to your profile. Then, visit our Financial Wellness Library for useful tips and guides on credit cards. Stay tuned, as we plan to expand our coverage to include other banking products in the UAE.

Our team is reviewing your data and working diligently to recommend 3 credit cards that best match your profile. Please allow 3-5 business days for this process.

Yes, our service is entirely free, and we are committed to not charging any participants unless they opt for a private consultation. However, please be aware that we may receive compensation from banks for advertising purposes on our website, but this does not influence the recommendations we provide.

Yes, your privacy and security are our top priority. We ensure that your data is handled with the utmost care. We never share your information with third parties without your consent.

This website uses cookies to ensure you get the best experience on our website. Learn more about our Privacy Policy and Terms and Conditions.

*Every response helps us better understand saving behaviors in the UAE and build smarter financial tools for everyone.