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Rewards Mechanism

For every USD 1:

  • 3 Reward points from ALL on spends at Accor hotels in the UAE.
  • 3 Reward points from ALL on international spends.
  • 1.5 Reward points from ALL on domestic spend.

Why We Choose It

  • Exceptional benefits at Accor hotels making the card a must-have for Accor hotels regulars.
  • Outstanding benefits are offered both within the UAE and abroad.

Welcoming Gift/Bonus

With ALL – ADCB Infinite Credit Card, get up to 50,000 Reward points, equal to €1,000 in hotel stays at Accor hotels around the world.

  • 15,000 Reward points from ALL when you apply for the card.
  • 20,000 Reward points from ALL as an introductory offer.
  • 15,000 Reward points from ALL when you spend AED 30,000 within 90 days from the card issue date.

Annual Fee (inclusive of Vat)

AED 1,575

Minimum Salary Requirement

AED 40,000

APR*

Conventional cards use an annual percentage rate (APR) as the interest rate, while Islamic cards follow a profit rate for Sharia compliance
3.69%

Rewards program

ALL – Rewards Program

Reward Mechanism:

For every USD 1:

  • 3 Reward points from ALL on spends at Accor hotels in the UAE.
  • 3 Reward points from ALL on international spends.
  • 1.5 Reward points from ALL on domestic spend.

Redeem points:

Redeem your Rewards points at over 4,600 Accor Hotels worldwide, including Raffles, Fairmont, Sofitel, Mercure, Ibis, and many more.

Key benefits

  • Complementary lounge access for cardholder + 1 guest
  • Free beach & pool access at select Accor hotels in the UAE: Raffles, Fairmont, Sofitel & more
  • 25% discount on dining at selected Accor restaurants in the UAE
  • 25% discount on spa at select Accor spas in the UAE
  • Upgrade to ALL Platinum status (benefits include: upgrade to suite, Executive Lounge access, early check-in, and more)
  • Exclusive benefits in the finest Accor Luxury and Premium hotels on all eligible stays that include (€50 or $50 equivalent to F&B credit per stay, Complimentary daily breakfast for 2, room upgrade, and late checkout – subject to availability).
  • Complimentary night stay on card anniversary with a condition of a two-night booking.

Other benefits

  • Mult-trip travel insurance.
  • Global concierge.

Why We Choose It

  • Exceptional benefits at Accor hotels making the card a must-have for Accor hotels regulars.
  • Outstanding benefits are offered both within the UAE and abroad.

What We Did Not Like

  • Rewards rating on doemstics spends is low.

You ask, we answer

At CardsMatcher, our goal is to help people take control of their financial health and achieve their financial aspirations. We began with credit card matching, but we are committed to supporting individuals across the UAE in leading a financially healthy lifestyle, making informed decisions, and overcoming financial insecurity

Our reviews and ratings are based on competitive intelligence analysis, which compares UAE credit cards across various categories. We use different simulation techniques to identify the top cards for each category, tailored to different income profiles.

First, complete the “Find Your Card” survey to receive personalized recommendations for the best credit cards suited to your profile. Then, visit our Financial Wellness Library for useful tips and guides on credit cards. Stay tuned, as we plan to expand our coverage to include other banking products in the UAE.

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*Every response helps us better understand saving behaviors in the UAE and build smarter financial tools for everyone.