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Miles/Rewards Earning Mechanism

For every AED 3.68 equivalent spent:

  • 3.50 Skywards Miles when you spend at Emirates Airlines and Flydubai.
  • Up to 2 Skywards Miles when you spend foreign currency.
  • Up to 0.25 Skywards Miles on a Specific category.

Why We Choose It

  • Exceptional miles earning rates.

Welcoming Gift/Bonus

Up to 50,000 bonus Skywards Miles.

Annual Fee (inclusive of Vat)

AED 4,725

Minimum Salary Requirement

AED 25,000

APR*

Conventional cards use an annual percentage rate (APR) as the interest rate, while Islamic cards follow a profit rate for Sharia compliance
3.75​%

Airlines Program:

Emirates Skywards Miles Program.

Key benefits

  • Emirates Skywards Silver status.
  • Fast track to Emirates Skywards Gold tier membership.
  • Home check-in service.

Other benefits

  • 4 valet parking per month.
  • Concierge service.
  • 4 airport transfers.
  • Golf Privileges for the cardholder and a guest.

Why We Choose It

  • Exceptional miles earning rates.

What We Did Not Like

  • The highest annual fee in the market for a Skywards credit card.
  • Relatively high APR/ Profit Rate.

You ask, we answer

At CardsMatcher, our goal is to help people take control of their financial health and achieve their financial aspirations. We began with credit card matching, but we are committed to supporting individuals across the UAE in leading a financially healthy lifestyle, making informed decisions, and overcoming financial insecurity

Our reviews and ratings are based on competitive intelligence analysis, which compares UAE credit cards across various categories. We use different simulation techniques to identify the top cards for each category, tailored to different income profiles.

First, complete the “Find Your Card” survey to receive personalized recommendations for the best credit cards suited to your profile. Then, visit our Financial Wellness Library for useful tips and guides on credit cards. Stay tuned, as we plan to expand our coverage to include other banking products in the UAE.

Our team is reviewing your data and working diligently to recommend 3 credit cards that best match your profile. Please allow 3-5 business days for this process.

Yes, our service is entirely free, and we are committed to not charging any participants unless they opt for a private consultation. However, please be aware that we may receive compensation from banks for advertising purposes on our website, but this does not influence the recommendations we provide.

Yes, your privacy and security are our top priority. We ensure that your data is handled with the utmost care. We never share your information with third parties without your consent.

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*Every response helps us better understand saving behaviors in the UAE and build smarter financial tools for everyone.