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Miles/Rewards Earning Mechanism

For every USD 1 spent:

  • Up to 1.25 miles for domestic purchases.
  • Up to 2 miles for international purchases.
  • 2 miles for purchases on Etihad.com.
  • 1 Tier Mile for every USD 1 spent.
  • 1.25 miles for every USD 1 spent on Etihad.com.
  • 2,000 bonus miles monthly for achieving the USD 2,000 monthly spending target.

Why We Choose It

  • Generous welcoming bonus
  • Relatively low annual fee
  • Bonus miles for more than USD 2,000 spends

Welcoming Gift/Bonus

Receive 35,000 Etihad Guest Miles as welcome bonus during the first year of membership.

Annual Fee (inclusive of Vat)

AED 1,050

Minimum Salary Requirement

AED 20,000

APR*

Conventional cards use an annual percentage rate (APR) as the interest rate, while Islamic cards follow a profit rate for Sharia compliance
3.69%

Airlines Program:

Etihad Airways’ loyalty program

Key benefits

  • Lounge Access for one person.
  • Fast track to Silver Tier Status once two roundtrips are completed within the first 6 months from card issuance.
  • 50% off on upgrade vouchers when upgrading from Economy to Business with your miles on the flight of choice for every USD 35,000 spent (max. 2 per cardholder annually).

Other benefits

  • Complimentary Golf access
  • Complimentary airport transfer four times a year.
  • Travel insurance.

Why We Choose It

  • Generous welcoming bonus
  • Relatively low annual fee
  • Bonus miles for more than USD 2,000 spends

What We Did Not Like

  • No significant cons are observed.

You ask, we answer

At CardsMatcher, our goal is to help people take control of their financial health and achieve their financial aspirations. We began with credit card matching, but we are committed to supporting individuals across the UAE in leading a financially healthy lifestyle, making informed decisions, and overcoming financial insecurity

Our reviews and ratings are based on competitive intelligence analysis, which compares UAE credit cards across various categories. We use different simulation techniques to identify the top cards for each category, tailored to different income profiles.

First, complete the “Find Your Card” survey to receive personalized recommendations for the best credit cards suited to your profile. Then, visit our Financial Wellness Library for useful tips and guides on credit cards. Stay tuned, as we plan to expand our coverage to include other banking products in the UAE.

Our team is reviewing your data and working diligently to recommend 3 credit cards that best match your profile. Please allow 3-5 business days for this process.

Yes, our service is entirely free, and we are committed to not charging any participants unless they opt for a private consultation. However, please be aware that we may receive compensation from banks for advertising purposes on our website, but this does not influence the recommendations we provide.

Yes, your privacy and security are our top priority. We ensure that your data is handled with the utmost care. We never share your information with third parties without your consent.

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*Every response helps us better understand saving behaviors in the UAE and build smarter financial tools for everyone.