ADIB
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Cashback %
- 4% cashback on all Supermarket & Grocery purchases (up to AED 300 per month).
- 4% cashback on all Fuel & Automobile expenses (up to AED 300 per month).
- 4% cashback on all School & Education payments (up to AED 300 per month).
- 4% cashback on all Dining & Restaurant spending (up to AED 200 per month).
- 4% cashback on all Utility bill payments (up to AED 100 per month).
Rewards Mechanism
None
- 4% cashback on all Supermarket & Grocery purchases (up to AED 300 per month).
- 4% cashback on all Fuel & Automobile expenses (up to AED 300 per month).
- 4% cashback on all School & Education payments (up to AED 300 per month).
- 4% cashback on all Dining & Restaurant spending (up to AED 200 per month).
- 4% cashback on all Utility bill payments (up to AED 100 per month).
Why We Choose It
- High cashback on school and education.
- Low annual fee relatively.
Welcoming Gift/Bonus
Currently, no welcome bonus is available.
Annual Fee (inclusive of Vat)
AED 104
Minimum Salary Requirement
AED 5,000
APR*
Conventional cards use an annual percentage rate (APR) as the interest rate, while Islamic cards follow a profit rate for Sharia compliance
3.57%
Cashback Info:
Cashback %:
- 4% cashback on all Supermarket & Grocery purchases (up to AED 300 per month).
- 4% cashback on all Fuel & Automobile expenses (up to AED 300 per month).
- 4% cashback on all School & Education payments (up to AED 300 per month).
- 4% cashback on all Dining & Restaurant spending (up to AED 200 per month).
- 4% cashback on all Utility bill payments (up to AED 100 per month).
Rewards program
Reward Mechanism:
Redeem points:
Airlines Program:
Key benefits
- Free Roadside Assistance once a year
Other benefits
- You can issue up to four extra cards (called supplementary cards) linked to your main ADIB Cashback Visa card for family members.
Why We Choose It
- High cashback on school and education.
- Low annual fee relatively.
What We Did Not Like
- There is no cashback on spending other than the mentioned categories.
At CardsMatcher Match Now Form to recommend you the matching card, read Terms & Condition. Privacy Policy
Learn more about FAQs
Cashback %
Rewards Mechanism
For every AED 100 spent:
- 1.0 Exceed Rewards on international spends (outside the European Economic Area).
- 0.5 Exceed Rewards on Domestic spends (within UAE).
- 0.125 Exceed Reward on local spends (Specific merchants (supermarkets, government, utilities, education, petrol, real estate, transport, Salik, charities)
- 2.5 Exceed Rewards on Airline Spends (capped at 50 Exceed Rewards per transaction and 150 Exceed Rewards a month).
- 0.125 Exceed Reward on EEA (European Economic Area) spends
None
Why We Choose It
- Low annual fee relatively.
Welcoming Gift/Bonus
There is no standard welcome bonus currently advertised for the ADIB Booking.com Signature Card.
Annual Fee (inclusive of Vat)
AED 313.95 for 2nd year onwards and free for the 1st year
Minimum Salary Requirement
AED 15,000
APR*
Conventional cards use an annual percentage rate (APR) as the interest rate, while Islamic cards follow a profit rate for Sharia compliance
3.75%
Cashback Info:
Rewards program
Exceed Rewards.
Reward Mechanism:
For every AED 100 spent:
- 1.0 Exceed Rewards on international spends (outside the European Economic Area).
- 0.5 Exceed Rewards on Domestic spends (within UAE).
- 0.125 Exceed Reward on local spends (Specific merchants (supermarkets, government, utilities, education, petrol, real estate, transport, Salik, charities)
- 2.5 Exceed Rewards on Airline Spends (capped at 50 Exceed Rewards per transaction and 150 Exceed Rewards a month).
- 0.125 Exceed Reward on EEA (European Economic Area) spends
Redeem points:
Exceed points can be redeemed for utility payments, retail or online shopping vouchers, flight purchases, and much more.
Airlines Program:
Key benefits
- Unlimited complimentary airport lounge access via the Visa Airport Companion app.
- 10% discount on select hotels booked through Booking.com via Genius membership (free upgrade).
- Concierge Services.
Other benefits
- Free Valet Parking twice a month.
Why We Choose It
- Low annual fee relatively.
What We Did Not Like
- No welcoming bonus is available.
- The benefits included are limited.
