ADCB
Cashback %
Rewards Mechanism
- 0.5 TouchPoint for every AED 1 spent.
- 1 AED= 0.4 points on (Supermarkets, Auto Dealer, Insurance, Quick Service restaurants).
- 1 AED =0.2 points on(Education, Government service, Real state, Telecommunication).
- 5,000 bonus TouchPoints when you spend AED 5,000 each month.
Why We Choose It
- Free for Life
- Lounge access benefit for Titanium card holder
- Flexibility to choose between Visa and Master card partners
- Touchpoints are also awarded for utilizing additional banking products, including current accounts, loans, and digital banking activities.
- Bonus Touchpoints upon reaching a spending threshold.
Welcoming Gift/Bonus
5,000 Bonus TouchPoints For spends of AED 5,000.
Annual Fee (inclusive of Vat)
Minimum Salary Requirement
APR*
Conventional cards use an annual percentage rate (APR) as the interest rate, while Islamic cards follow a profit rate for Sharia complianceCashback Info:
Rewards program
- ADCB Touchpoints Program.
Reward Mechanism:
- 0.5 TouchPoint for every AED 1 spent.
- 1 AED= 0.4 points on (Supermarkets, Auto Dealer, Insurance, Quick Service restaurants).
- 1 AED =0.2 points on(Education, Government service, Real state, Telecommunication).
- 5,000 bonus TouchPoints when you spend AED 5,000 each month.
Redeem points:
Instant redemption is available at thousands of merchant locations across the UAE, and you can also use points for utility bill payments, Salik, and card payments. Additionally, points can be exchanged for Emirates Skywards Miles and Etihad Guest Miles, redeemed for vouchers, or used for Zakat and donations. Options for gifting, school fees, and e-commerce are also included.
Airlines Program:
Key benefits
- Complementary Lounge access for 1 for Titanium card holders.
- 20% off grocery or food orders once a month on Talabat.
- Buy 1 Get 1 free on movie tickets at Vox Cinema.
Other benefits
- ADCB TouchPoints Gold Visa Cardholders can enjoy many benefits when renting a car through www.avisworld.com/visa.
Why We Choose It
- Free for Life
- Lounge access benefit for Titanium card holder
- Flexibility to choose between Visa and Master card partners
- Touchpoints are also awarded for utilizing additional banking products, including current accounts, loans, and digital banking activities.
- Bonus Touchpoints upon reaching a spending threshold.
What We Did Not Like
- If the spending threshold is not reached each month, the total points accumulated will be less valuable without the bonus points
- No Welcoming bonus is available.
Cashback %
Rewards Mechanism
- Up to 1 TouchPoint for every AED 1 spent.
- 1 AED= 0.4 points on (Supermarkets, Auto Dealer, Insurance, Quick Service Restaurants).
- 1 AED =0.2 points on(Education, Government service, Real state, Telecommunication).
- 10,000 Bonus TouchPoints- For spends of AED 10,000.
Why We Choose It
- First-year free offer available.
- Bonus Touchpoints upon reaching a spending threshold.
- Touchpoints are also awarded for utilizing additional banking products, including current accounts, loans, and digital banking activities.
Welcoming Gift/Bonus
- Currently no welcoming gifts/bounce.
Annual Fee (inclusive of Vat)
Minimum Salary Requirement
APR*
Conventional cards use an annual percentage rate (APR) as the interest rate, while Islamic cards follow a profit rate for Sharia complianceCashback Info:
Rewards program
- ADCB Touchpoints Program.
Reward Mechanism:
- Up to 1 TouchPoint for every AED 1 spent.
- 1 AED= 0.4 points on (Supermarkets, Auto Dealer, Insurance, Quick Service Restaurants).
- 1 AED =0.2 points on(Education, Government service, Real state, Telecommunication).
- 10,000 Bonus TouchPoints- For spends of AED 10,000.
Redeem points:
Instant redemption is available at thousands of merchant locations across the UAE, and you can also use points for utility bill payments, Salik, and card payments. Additionally, points can be exchanged for Emirates Skywards Miles and Etihad Guest Miles, redeemed for vouchers, or used for Zakat and donations. Options for gifting, school fees, and e-commerce are also included.
Airlines Program:
Key benefits
- Unlimited Complementary Lounge access for one for Mastercard holders
- 3 complimentary visits for lounges for two for Visa card holders.
- 20% off Talabat orders, for up to AED 20 off per order on 2 orders a month.
- Buy 1 Get 1 free on movie tickets at Vox Cinema.
- Complimentary Golf Access.
Other benefits
- Discounts on Farfetch shopping App.
Why We Choose It
- First-year free offer available.
- Bonus Touchpoints upon reaching a spending threshold.
- Touchpoints are also awarded for utilizing additional banking products, including current accounts, loans, and digital banking activities.
What We Did Not Like
- If the spending threshold is not reached each month, the total points accumulated will be less valuable without the bonus points.
- No Welcoming bonus is available.
Cashback %
Rewards Mechanism
- Up to 1.5 TouchPoints for every AED 1 spent.
- 1 AED= 0.4 points on (Supermarkets, Auto Dealer, Insurance, Quick Service Restaurants)
- 1 AED =0.2 points on(Education, Government service, Real state, Telecommunication)
- 15,000 Bonus TouchPoints- For spends of AED 15,000
Why We Choose It
- Low annual fee relatively.
- Touchpoints upon reaching a spending threshold.
- Generous welcoming bonus.
- Touchpoints are also awarded for utilizing additional banking products, including current accounts, loans, and digital banking activities.
Welcoming Gift/Bonus
- A complimentary 2-night stay anywhere worldwide (Capped at AED 1,200).
Annual Fee (inclusive of Vat)
Minimum Salary Requirement
APR*
Conventional cards use an annual percentage rate (APR) as the interest rate, while Islamic cards follow a profit rate for Sharia complianceCashback Info:
Rewards program
- ADCB Touchpoints Program.
Reward Mechanism:
- Up to 1.5 TouchPoints for every AED 1 spent.
- 1 AED= 0.4 points on (Supermarkets, Auto Dealer, Insurance, Quick Service Restaurants)
- 1 AED =0.2 points on(Education, Government service, Real state, Telecommunication)
- 15,000 Bonus TouchPoints- For spends of AED 15,000
Redeem points:
- Instant redemption is available at thousands of merchant locations across the UAE, and you can also use points for utility bill payments, Salik, and card payments. Additionally, points can be exchanged for Emirates Skywards Miles and Etihad Guest Miles, redeemed for vouchers, or used for Zakat and donations. Options for gifting, school fees, and e-commerce are also included.
Airlines Program:
Key benefits
- Unlimited Complementary Lounge access for 2 persons.
- VOX Cinemas- Buy one, get one Free in addition to a 25% discount on select meals.
- 20% off Talabat orders, for up to AED 20 off per order on 4 orders a month.
- Buy 1 Get 1 free on Coffee at Caribou Coffee.
- 15% off Noon.com for upto AED 100 once a month.
- Complimentary Golf Access.
Other benefits
- Visa experience with the ENTERTAINER App offer.
- Global Concierge.
Why We Choose It
- Low annual fee relatively.
- Touchpoints upon reaching a spending threshold.
- Generous welcoming bonus.
- Touchpoints are also awarded for utilizing additional banking products, including current accounts, loans, and digital banking activities.
What We Did Not Like
- If the spending threshold is not reached each month, the total points accumulated will be less valuable without the bonus points.
