1. Acceptance of Terms
- These Terms and Conditions govern your access to and use of the website CardsMatcher.com, including all related services, surveys, and communications provided by Cards Matcher FZC (“CardsMatcher.com,” “we,” “us,” or “our”).
- By accessing or using the Website, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions and our Privacy Policy. If you do not agree with these Terms, you should not access or use the Website.
- CardsMatcher.com may collect certain personal information, including your name, email address, and mobile phone number, when you participate in our survey or interact with our services. Your information will be processed in accordance with our Privacy Policy. By using the Website and submitting your information, you consent to the collection, processing, and sharing of your information as described in the Privacy Policy.
2. Description of Services
- CardsMatcher.com is an online platform designed to help users discover and compare credit cards available in the United Arab Emirates. Through an interactive survey, users may provide information regarding their preferences, spending habits, and financial profile in order to receive recommendations for credit card products that may be suitable for their needs.
- The recommendations provided by CardsMatcher.com are based solely on the information submitted through the survey and are intended for informational purposes only. These recommendations do not reflect a complete financial assessment and may not consider factors such as your credit score, existing liabilities, or relationships with financial institutions.
- CardsMatcher.com operates as a financial comparison and referral platform. When you submit your information through the Website, certain details you provide may be shared with partner banks, credit card issuers, or financial institutions in order to allow them to review potential eligibility, provide relevant offers, or contact you regarding credit card products.
- CardsMatcher.com may receive referral fees or marketing compensation from financial institutions when users express interest in financial products or apply for credit cards through our platform.
- Approval for any credit card is determined solely by the issuing bank or financial institution. CardsMatcher.com does not guarantee approval, financial benefits, or specific outcomes related to any credit card product.
- CardsMatcher.com does not act as a lender, financial advisor, or credit broker and does not participate in the approval process for any financial product.
3. Eligibility
- Following UAE laws, you must be at least 21 years old to use this Website. Accessing and using this Website confirms and warrants that you meet the required eligibility criteria.
4. Survey Participation and Accuracy of Information
The recommendations provided through CardsMatcher.com rely on the accuracy of the information submitted by users. By participating in the survey, you agree that the information you provide is accurate, complete, and up to date.
- If your financial situation or preferences change, you are responsible for updating the information you provide when using the Website in order to receive more relevant recommendations.
- CardsMatcher.com does not verify the accuracy of user-provided information and is not responsible for decisions made by financial institutions based on such information.
5. No Financial or Legal Advice
- All information, content, and recommendations provided on CardsMatcher.com are for general informational purposes only and should not be considered financial, legal, or professional advice.
- Users should seek guidance from qualified financial advisors, banks, or other professionals before making financial decisions or applying for financial products.
6. Anti-Plagiarism Policy:
- Website users are strictly prohibited from: Copying, reproducing, or distributing content from this Website without proper authorization.
7. Personal Data and Privacy
- CardsMatcher.com may collect certain personal information from users, including name, email address, mobile phone number, and information submitted through the survey.
- This information may be used to provide credit card recommendations, operate and improve our services, communicate with users, and connect users with financial institutions that offer relevant products.
- Certain information submitted through the Website may be shared with partner banks, credit card issuers, or financial institutions in the United Arab Emirates in order to evaluate potential eligibility for credit card products or to provide relevant offers.
All personal information is processed in accordance with our Privacy Policy and applicable data protection laws in the United Arab Emirates, including Federal Decree-Law No. 45 of 2021 on the Protection of Personal Data.
8. Governing Law and Dispute Resolution
- These Terms and Conditions shall be governed by and interpreted in accordance with the laws of the United Arab Emirates.
- Any disputes arising out of or relating to these Terms or the use of the Website shall be subject to the exclusive jurisdiction of the competent courts in the United Arab Emirates.
9. Changes to the Terms
- CardsMatcher.com reserves the right to modify, update, or replace these Terms and Conditions at any time. Updates will become effective immediately upon publication on the Website.
- Your continued use of the Website following the posting of updated Terms constitutes your acceptance of the revised Terms.
10. Termination
- We reserve the right to suspend or terminate access to the Website at any time, without prior notice, if we believe that a user has violated these Terms and Conditions or engaged in conduct that may harm the Website or its users.
- Upon termination, your right to access and use the Website will immediately cease.
11. Disclaimer
The information provided on CardsMatcher.com is intended for general informational purposes only. While we strive to ensure that information presented on the Website is accurate and up to date, CardsMatcher.com makes no representations or warranties regarding the accuracy, completeness, or reliability of any information available on the Website.
Users should independently verify information and consult with financial institutions or qualified professionals before making financial decisions.
