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Rewards Mechanism

  • For every AED 1:
    * 5 Mashreq Vantage reward points on international purchases.
    * 3 Mashreq Vantage reward points on Dining and Supermarkets spends.
    *1 Mashreq Vantage reward points on local spends.
    *1 Mashreq Vantage reward points on local spends for govt. payments, utilities, education, charity, fuel, rental and telecom.

Why We Choose It

  • Generous Welcoming bonus for New to bank customers.

Welcoming Gift/Bonus

  • AED 1,500 for New to Bank customers / AED 200 for existing customers.

Annual Fee (inclusive of Vat)

AED 682

Minimum Salary Requirement

AED 7,000

APR*

Conventional cards use an annual percentage rate (APR) as the interest rate, while Islamic cards follow a profit rate for Sharia compliance
3.85%

Rewards program

Mashreq Vantage program.

Reward Mechanism:
  • For every AED 1:
    * 5 Mashreq Vantage reward points on international purchases.
    * 3 Mashreq Vantage reward points on Dining and Supermarkets spends.
    *1 Mashreq Vantage reward points on local spends.
    *1 Mashreq Vantage reward points on local spends for govt. payments, utilities, education, charity, fuel, rental and telecom.

Redeem points:

You can redeem Mashreq Vantage points for various rewards, including cashback, noon Gift Cards, and Amazon.ae Gift Cards, Skywards Miles, Etihad Guest Miles, and Qatar Airways Privilege Club Avios.

Key benefits

  • Complimentary 8 visits to Fitness First per month (Spends Requirement apply).
  • 3 complimentary airport transfers.
  • 2 complimentary lounge visits for 1 persson per month (up to 8 complimentary visits per year).

Other benefits

  • 50% discount on movie tickets at VOX, Reel and Novo Cinemas.

Why We Choose It

  • Generous Welcoming bonus for New to bank customers.

What We Did Not Like

  • Relatively high APR.
  • High annual fee relatively.

You ask, we answer

At CardsMatcher, our goal is to help people take control of their financial health and achieve their financial aspirations. We began with credit card matching, but we are committed to supporting individuals across the UAE in leading a financially healthy lifestyle, making informed decisions, and overcoming financial insecurity

Our reviews and ratings are based on competitive intelligence analysis, which compares UAE credit cards across various categories. We use different simulation techniques to identify the top cards for each category, tailored to different income profiles.

First, complete the “Find Your Card” survey to receive personalized recommendations for the best credit cards suited to your profile. Then, visit our Financial Wellness Library for useful tips and guides on credit cards. Stay tuned, as we plan to expand our coverage to include other banking products in the UAE.

Our team is reviewing your data and working diligently to recommend 3 credit cards that best match your profile. Please allow 3-5 business days for this process.

Yes, our service is entirely free, and we are committed to not charging any participants unless they opt for a private consultation. However, please be aware that we may receive compensation from banks for advertising purposes on our website, but this does not influence the recommendations we provide.

Yes, your privacy and security are our top priority. We ensure that your data is handled with the utmost care. We never share your information with third parties without your consent.

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*Every response helps us better understand saving behaviors in the UAE and build smarter financial tools for everyone.