At CardsMatcher Match Now Form to recommend you the matching card, read Terms & Condition. Privacy Policy
Learn more about FAQs

Miles/Rewards Earning Mechanism

  • For 1 USD:
    * Emirates spends 2 Miles.
    * Foreign currency spends Up to 1.5 Miles.
    * Local currency spendsUp to 1 Mile.

Cashback %

Rewards Mechanism

None
None

Why We Choose It

  • Welcoming bonus offer.

Welcoming Gift/Bonus

  • 25000 miles – up to 100,000 bonus Skywards Miles with Emirates Skywards (current promotion offer based on spends in the 6 months).

Annual Fee (inclusive of Vat)

AED 2,625

Minimum Salary Requirement

AED 20,000

APR*

Conventional cards use an annual percentage rate (APR) as the interest rate, while Islamic cards follow a profit rate for Sharia compliance
3.49%

Airlines Program:

Emirates Skywards Program.

Cashback Info:

Rewards program

Key benefits

  • Emirates Skywards Silver status.
  • Global Lounge Access for two persons.

Other benefits

  • International concierge services.

Why We Choose It

  • Welcoming bonus offer.

What We Did Not Like

  • High annual fee relatively.

At CardsMatcher Match Now Form to recommend you the matching card, read Terms & Condition. Privacy Policy
Learn more about FAQs

Miles/Rewards Earning Mechanism

  • For every 1 USD:
    * Emirates spends 1.5 Miles.
    * Foreign currency spends up to 1 Mile.
    * Local currency spends up to 0.75 Mile.

Cashback %

Rewards Mechanism

None
None

Why We Choose It

  • Welcoming bonus offer.

Welcoming Gift/Bonus

  • 15,000 miles – up to 50,000 bonus Skywards Miles with Emirates Skywards (current promotion offer based on spends in the 6 months)

Annual Fee (inclusive of Vat)

AED 1,575

Minimum Salary Requirement

AED 15,000

APR*

Conventional cards use an annual percentage rate (APR) as the interest rate, while Islamic cards follow a profit rate for Sharia compliance
3.49%

Airlines Program:

Emirates Skywards Program.

Cashback Info:

Rewards program

Key benefits

  • 8 complimentary lounge visits for cardholders in a calendar year.

Other benefits

  • Visa benefits.

Why We Choose It

  • Welcoming bonus offer.

What We Did Not Like

  • Relatively high annual fee for signature card.

At CardsMatcher Match Now Form to recommend you the matching card, read Terms & Condition. Privacy Policy
Learn more about FAQs

Miles/Rewards Earning Mechanism

  • For Every 1 USD:
    Emirates spends: 1 Mile.
    Foreign currency spends Up to 0.75 Mile.
  • Local currency spends Up to 0.5 Mile.

Cashback %

Rewards Mechanism

None
None

Why We Choose It

later

Welcoming Gift/Bonus

  • 5,000 Miles.

Annual Fee (inclusive of Vat)

AED 525

Minimum Salary Requirement

AED 5,000

APR*

Conventional cards use an annual percentage rate (APR) as the interest rate, while Islamic cards follow a profit rate for Sharia compliance
3.49%

Airlines Program:

Emirates Skywards Program.

Cashback Info:

Rewards program

Key benefits

  • Luxury Hotel Collection from Visa.

Other benefits

  • Complimentary Roadside Assistance.

Why We Choose It

later

What We Did Not Like

  • Limited Benefits.
  • High annual fee relatively.

At CardsMatcher Match Now Form to recommend you the matching card, read Terms & Condition. Privacy Policy
Learn more about FAQs

Miles/Rewards Earning Mechanism

For every AED 3.68 equivalent spend:

  • Emirates and Flydubai spends: 3 Miles.
  • Foreign currency spends 2 Miles.
  • Local currency spends 1.5 Miles.
  • Β Specific category spends 0.25 Miles.

Cashback %

Rewards Mechanism

None
None

Why We Choose It

  • Exceptional miles earning rates.

Welcoming Gift/Bonus

50,000 bonus Skywards Miles.

Annual Fee (inclusive of Vat)

AED 4,725

Minimum Salary Requirement

AED 25,000

APR*

Conventional cards use an annual percentage rate (APR) as the interest rate, while Islamic cards follow a profit rate for Sharia compliance
3.75​%

Airlines Program:

Emirates Skywards Miles Program.

Cashback Info:

Rewards program

Key benefits

  • Emirates Skywards Silver status.
  • Fast track to Emirates Skywards Gold tier membership.
  • Home check-in service.

Other benefits

  • 4 valet parking per month.
  • Concierge service.
  • 4 airport transfers.
  • Golf Privileges.

Why We Choose It

  • Exceptional miles earning rates.

What We Did Not Like

  • The highest annual fee in the market for a Skywards credit card.
  • Relatively high APR/ Profit Rate.

At CardsMatcher Match Now Form to recommend you the matching card, read Terms & Condition. Privacy Policy
Learn more about FAQs

Miles/Rewards Earning Mechanism

  • For every AED 3.68:
    *Emirates and Flydubai spends: 2.5 Miles.
    * Foreign currency spends 1.5 Miles.
    * Local currency spends 1 Miles.
    * Specific category spends 0.25 Miles.

Cashback %

Rewards Mechanism

None
None

Why We Choose It

  • High miles earning rates in comparison to other signature Emirates Skywards cards.

Welcoming Gift/Bonus

  • 25,000 bonus Skywards Miles.

Annual Fee (inclusive of Vat)

AED 1,575

Minimum Salary Requirement

AED 15,000

APR*

Conventional cards use an annual percentage rate (APR) as the interest rate, while Islamic cards follow a profit rate for Sharia compliance
3.75​%

Airlines Program:

Emirates Skywards Program.

Cashback Info:

Rewards program

Key benefits

  • Global Lounge Access for one person.
  • Β Emirates Skywards Silver status.
  • Β Home check-in service.

Other benefits

  • Global Lounge Access for Cardholders.
  • 2 valet parking per month.
  • Concierge service.
  • 2 airport transfers.
  • Β Golf Privileges.

Why We Choose It

  • High miles earning rates in comparison to other signature Emirates Skywards cards.

What We Did Not Like

  • High annual fee relatively.
  • Relatively high APR/ Profit Rate.
  • The welcoming bonus is not very generous.

At CardsMatcher Match Now Form to recommend you the matching card, read Terms & Condition. Privacy Policy
Learn more about FAQs

Miles/Rewards Earning Mechanism

  • For 1USD:
    * Emirates and Flydubai spends: 3.5 Miles
    * Foreign currency spends: up to 2 Miles
    * Local currency spends: up to 1.5 Miles

Cashback %

Rewards Mechanism

None
None

Why We Choose It

  • Exceptional miles earning rates.
  • Exceptional benefits.
  • Relatively low APR.
  • Flexibility on the annual fee: with or without Emirates Gold Status.

Welcoming Gift/Bonus

100,000 miles upon payment of annual fee, joining fee, and spend a minimum of 120,000 within 6 months.

Annual Fee (inclusive of Vat)

With fast track to Gold tier – AED 5,775 Without fast track to Gold tier – AED 2,100

Minimum Salary Requirement

AED 50,000

APR*

Conventional cards use an annual percentage rate (APR) as the interest rate, while Islamic cards follow a profit rate for Sharia compliance
3.25%

Airlines Program:

Emirates Skywards Program

Cashback Info:

Rewards program

Key benefits

  • Global Lounge Access for two persons.
  • Β Emirates Skywards Silver status.
  • Β Skywards Gold Tier Membership for Supplementary Cardholder.
  • Fast track to Gold status ( Cardholder will be awarded Gold status for 1 year by spending a minimum of AED 5,500 on
    Emirates flights).
  • Β 25% discount on Skywards ‘Buy Miles and ‘Gift Miles’.

Other benefits

  • Unlimited complimentary golf on any day of the week ( minimum spend of AED 10,000 per month).
  • 3 complimentary valet parking services per month at select locations across the UAE.
  • Β 4 “Buy 1 Get 1” movie tickets each month for VOX.
  • Β 4 complimentary airport transfers per calendar year.
  • Β 2 complimentary Mahaba Meet & Greet services per year.
  • Β Complimentary Access to Dubai Ladies Club & Sharjah Ladies Club.

Why We Choose It

  • Exceptional miles earning rates.
  • Exceptional benefits.
  • Relatively low APR.
  • Flexibility on the annual fee: with or without Emirates Gold Status.

What We Did Not Like

  • High annual fee.

At CardsMatcher Match Now Form to recommend you the matching card, read Terms & Condition. Privacy Policy
Learn more about FAQs

Miles/Rewards Earning Mechanism

  • For 1USD:
    * Emirates and Flydubai spend: 2 Miles
    * Foreign currency spends: up to 1.5 Miles
    *Local currency spends: up to 1 Mile

Cashback %

Rewards Mechanism

None
None

Why We Choose It

  • The flexibility of annual fee selection and welcoming bonus.

Welcoming Gift/Bonus

  • Β 20,000/ 10,000 Skywards Miles – based on the selection of the annual fee.

Annual Fee (inclusive of Vat)

AED 2,100

Minimum Salary Requirement

AED 25,000

APR*

Conventional cards use an annual percentage rate (APR) as the interest rate, while Islamic cards follow a profit rate for Sharia compliance
3.69%

Airlines Program:

Emirates Skywards Program.

Cashback Info:

Rewards program

Key benefits

  • Global Lounge Access for two persons.
  • Β Complimentary Emirates Skywards Silver Membership.

Other benefits

  • Unlimited complimentary golf on any day of the week( minimum spend of AED 10,000 per month).
  • Β 3 “Buy 1 Get 1” complimentary movie tickets each month for Reel Cinemas.
  • Β Complimentary Access to Dubai Ladies Club & Sharjah Ladies Club.
  • 2 complimentary valet parking services per month at select locations across the UAE.
  • Β Enjoy 15% off on Emaar Entertainment Attractions.

Why We Choose It

  • The flexibility of annual fee selection and welcoming bonus.

What We Did Not Like

  • The welcoming bonus is not very generous.

At CardsMatcher Match Now Form to recommend you the matching card, read Terms & Condition. Privacy Policy
Learn more about FAQs

Miles/Rewards Earning Mechanism

  • For 1USD:
    * Emirates and Flydubai spend 1.5 Miles.
    * Foreign currency spends: up to 1.1 Miles.
    * Local currency spends: up to 0.75 Miles.

Cashback %

Rewards Mechanism

None
None

Why We Choose It

  • Low annual fee relatively.

Welcoming Gift/Bonus

Currently, no welcoming bonus is available.

Annual Fee (inclusive of Vat)

AED 735

Minimum Salary Requirement

AED 8,000

APR*

Conventional cards use an annual percentage rate (APR) as the interest rate, while Islamic cards follow a profit rate for Sharia compliance
3.69%

Airlines Program:

Emirates Skywards Program.

Cashback Info:

Rewards program

Key benefits

  • Global Lounge Access for one person.

Other benefits

  • Two rounds of complimentary golf per month on any day of the week (A minimum of AED 5,000 per month on a Signature Card to take advantage of this benefit).
  • 2 complimentary Marhaba Meet & Greet services per year.
  • 2 “Buy 1 Get 1” complimentary movie tickets each month.
  • 15% off on Emaar Entertainment Attractions.
  • Complimentary valet parking services are available monthly at select locations across the UAE.
  • Complimentary Access to Dubai Ladies Club’.

Why We Choose It

  • Low annual fee relatively.

What We Did Not Like

  • No Welcoming bonus is available.
  • Relatively High APR.

At CardsMatcher Match Now Form to recommend you the matching card, read Terms & Condition. Privacy Policy
Learn more about FAQs

Miles/Rewards Earning Mechanism

  • For 1 USD:
    * 2 Miles on Emirates, flydubai, duty-free, online food delivery and car booking apps
    * 1.5 Miles on international spends
    * 1 Mile on domestic spends

Cashback %

Rewards Mechanism

None
None

Why We Choose It

  • Generous welcoming bonus.
  • Relatively low APR.

Welcoming Gift/Bonus

Earn up to 100,000 bonus Skywards Miles & get Rotana Rewards membership:

β€’ 35,000 Miles on payment of the joining fee.
β€’ 40,000 Miles on spending minimum USD.
β€’ 25,000 Miles within the first three billing statements.
β€’ 25,000 Miles on spending minimum USD.
β€’ 7,500 Miles on emirates.com or at any Emirates sales office in the UAE within the first twelve billing statements.

Annual Fee (inclusive of Vat)

AED 1,575

Minimum Salary Requirement

AED 30,000

APR*

Conventional cards use an annual percentage rate (APR) as the interest rate, while Islamic cards follow a profit rate for Sharia compliance
3.25%

Airlines Program:

Emirates Skywards Program

Cashback Info:

Rewards program

Key benefits

  • Global Lounge Access for two persons.
  • Complimentary Emirates Skywards Silver membership upgrade.
  • Access to Business Class Lounge with Silver membership.
  • Skywards Express Miles programme ( a monthly fee of AED 250 + 5% VAT).

Other benefits

  • Concierge services to take care of your time-Consuming errands.
  • Valet parking services at busy malls.

Why We Choose It

  • Generous welcoming bonus.
  • Relatively low APR.

What We Did Not Like

  • The joining fee is high, as ENBD is the only bank that requires one.

At CardsMatcher Match Now Form to recommend you the matching card, read Terms & Condition. Privacy Policy
Learn more about FAQs

Miles/Rewards Earning Mechanism

  • For 1 USD:

1.5 Miles on Emirates, flydubai, duty free, online food delivery and car booking apps.

1 Mile on international spends.

0.75 Miles on domestic spends.

Cashback %

Rewards Mechanism

None
None

Why We Choose It

  • Generous welcoming bonus.
  • Low annual fee relatively.
  • Relatively low APR.

Welcoming Gift/Bonus

Earn up to 40,000 bonus Skywards Miles:

β€’ 15,000 Miles upon payment of the joining fee.
β€’ 15,000 Miles when you spend USD 10,000 within the first 3 billing cycles.
β€’ 10,000 Miles when you spend USD 3,750 on emirates.com or at Emirates sales offices in the UAE within the first 12 billing cycles.

Annual Fee (inclusive of Vat)

Joining fees: AED 1,573.95 / Annual fees: AED 735

Minimum Salary Requirement

AED 15,000

APR*

Conventional cards use an annual percentage rate (APR) as the interest rate, while Islamic cards follow a profit rate for Sharia compliance
3.25%

Airlines Program:

Emirates Skywards Program

Cashback Info:

Rewards program

Key benefits

  • Global Lounge Access for cardholder.

Other benefits

  • Β Twice a month Golf access.
  • Β Concierge services to take care of your time-consuming errands.
  • Β Valet parking services at busy malls.

Why We Choose It

  • Generous welcoming bonus.
  • Low annual fee relatively.
  • Relatively low APR.

What We Did Not Like

  • The joining fee is high, as ENBD is the only bank that requires one.

This website uses cookies to ensure you get the best experience on our website. Learn more about our Privacy Policy and Terms and Conditions.

*Every response helps us better understand saving behaviors in the UAE and build smarter financial tools for everyone.