
Cashback %
Rewards Mechanism
- For every AED 1:
* 6 Mashreq Vantage reward points on international purchases
* 4 Mashreq Vantage reward points on airlines, hotels, and other travel spends
*2 Mashreq Vantage reward points on local spends.
* 1 Mashreq Vantage reward points on local spending for government payments, utilities, education, charity, fuel, rental, and telecom.
Why We Choose It
- Generous Welcoming bonus for New to bank customers.
- Fitness first unlimited access makes the card it highly recommended for regular gym-goers, considering the AED 10,000 monthly spending requirement.
Welcoming Gift/Bonus
- AED 2,500 for New to Bank customers / AED 500 for existing customers.
Annual Fee (inclusive of Vat)
Minimum Salary Requirement
APR*
Conventional cards use an annual percentage rate (APR) as the interest rate, while Islamic cards follow a profit rate for Sharia complianceCashback Info:
Rewards program
Mashreq Vantage program.
Reward Mechanism:
- For every AED 1:
* 6 Mashreq Vantage reward points on international purchases
* 4 Mashreq Vantage reward points on airlines, hotels, and other travel spends
*2 Mashreq Vantage reward points on local spends.
* 1 Mashreq Vantage reward points on local spending for government payments, utilities, education, charity, fuel, rental, and telecom.
Redeem points:
You can redeem Mashreq Vantage points for various rewards, including cashback, noon Gift Cards, Amazon.ae Gift Cards, Skywards Miles, Etihad Guest Miles, and Qatar Airways Privilege Club Avios.
Airlines Program:
Key benefits
- 6 complimentary airport transfers
- A Complementary Lounge Access for 2 persons.
- Β 6 complimentary games of golf per month.
- Unlimited Fitness First Access (Spends Requirement apply).
- Β 2 complimentary valet parking per month.
Other benefits
- Β 6 complimentary Marhaba Meet & Greets per year.
- Travel insurance.
- 1 complimentary vehicle registration (renewal) pick up and drop off in a year and 2 complimentary vehicle servicing pick up or drop offs in a year.
- 50% discount on movie tickets at VOX, Reel and Novo Cinemas.
Why We Choose It
- Generous Welcoming bonus for New to bank customers.
- Fitness first unlimited access makes the card it highly recommended for regular gym-goers, considering the AED 10,000 monthly spending requirement.
What We Did Not Like
- Relatively high APR.

Cashback %
Rewards Mechanism
- For every AED 1:
* 5 Mashreq Vantage reward points on international purchases.
* 3 Mashreq Vantage reward points on Dining and Supermarkets spends.
*1 Mashreq Vantage reward points on local spends.
*1 Mashreq Vantage reward points on local spends for govt. payments, utilities, education, charity, fuel, rental and telecom.
Why We Choose It
- Generous Welcoming bonus for New to bank customers.
Welcoming Gift/Bonus
- AED 1,500 for New to Bank customers / AED 200 for existing customers.
Annual Fee (inclusive of Vat)
Minimum Salary Requirement
APR*
Conventional cards use an annual percentage rate (APR) as the interest rate, while Islamic cards follow a profit rate for Sharia complianceCashback Info:
Rewards program
Mashreq Vantage program.
Reward Mechanism:
- For every AED 1:
* 5 Mashreq Vantage reward points on international purchases.
* 3 Mashreq Vantage reward points on Dining and Supermarkets spends.
*1 Mashreq Vantage reward points on local spends.
*1 Mashreq Vantage reward points on local spends for govt. payments, utilities, education, charity, fuel, rental and telecom.
Redeem points:
You can redeem Mashreq Vantage points for various rewards, including cashback, noon Gift Cards, and Amazon.ae Gift Cards, Skywards Miles, Etihad Guest Miles, and Qatar Airways Privilege Club Avios.
Airlines Program:
Key benefits
- Complimentary 8 visits to Fitness First per month (Spends Requirement apply).
- 3 complimentary airport transfers.
- 2 complimentary lounge visits for 1 persson per month (up to 8 complimentary visits per year).
Other benefits
- 50% discount on movie tickets at VOX, Reel and Novo Cinemas.
Why We Choose It
- Generous Welcoming bonus for New to bank customers.
What We Did Not Like
- Relatively high APR.
- High annual fee relatively.