RAK Bank
At CardsMatcher Match Now Form to recommend you the matching card, read Terms & Condition. Privacy Policy
Learn more about FAQs
Cashback %
Rewards Mechanism
- 5 RAK rewards on international spends.
- 3 RAK rewards on domestic spends.
None
Why We Choose It
- No annual fee.
- Generous Welcoming bonus.
- Exclusive Eco-friendly card for Emariatis.
- The profit rate is significantly low.
Welcoming Gift/Bonus
- No welcoming bonus,but a Free for Life credit card and then 1049 AED
Annual Fee (inclusive of Vat)
Free for Life credit card and then 1049 AED
Minimum Salary Requirement
AED 15,000
APR*
Conventional cards use an annual percentage rate (APR) as the interest rate, while Islamic cards follow a profit rate for Sharia compliance
2.75%
Cashback Info:
Rewards program
- RAK Rewards Program
Reward Mechanism:
- 5 RAK rewards on international spends.
- 3 RAK rewards on domestic spends.
Redeem points:
Airlines Program:
Key benefits
- Complementary Airport Lounge Access for one.
- 2 complimentary airport transfers per year.
- 20% discount on Careem.
- 2 Valet Parking tickets per month.
Other benefits
- 100% cashback on Salik and DARB.
- Discounted RAK rewards for flight bookings using the RAK rewards portal.
- Free Premium subscription at Playtomic and discounted games.
- Free streaming subscriptions.
Why We Choose It
- No annual fee.
- Generous Welcoming bonus.
- Exclusive Eco-friendly card for Emariatis.
- The profit rate is significantly low.
What We Did Not Like
none
At CardsMatcher Match Now Form to recommend you the matching card, read Terms & Condition. Privacy Policy
Learn more about FAQs
Cashback %
- A minimum monthly spend of AED 10,000 is required to qualify for cashback.
- 10% Cashback on Travel: This applies to domestic and international flights, hotels, and dining during your stay.
- 10% Cashback at Supermarkets: Valid for purchases at supermarkets worldwide.
- 10% Cashback on Dining.
- 1% for other retail spends.
- 3% for e-wallet spends (E-wallet transactions are all transactions made through Apple Pay, Samsung Pay, and Google Pay).
- 0.25% cashback on all spends under the Government Services and Utility category.
Rewards Mechanism
None
- A minimum monthly spend of AED 10,000 is required to qualify for cashback.
- 10% Cashback on Travel: This applies to domestic and international flights, hotels, and dining during your stay.
- 10% Cashback at Supermarkets: Valid for purchases at supermarkets worldwide.
- 10% Cashback on Dining.
- 1% for other retail spends.
- 3% for e-wallet spends (E-wallet transactions are all transactions made through Apple Pay, Samsung Pay, and Google Pay).
- 0.25% cashback on all spends under the Government Services and Utility category.
Why We Choose It
- First Year Free offer.
- Highest cashback rates in the UAE.
- Earning 3% cashback on digital wallet spends adds an innovative touch and exceptional value to the card.
Welcoming Gift/Bonus
Receive an AED 1,000 welcome bonus for a limited time until 07/07/2025.
Annual Fee (inclusive of Vat)
FYF then AED 950 per year onwards (No annual fee , if you spend a minimum of AED 100,000 per year)
Minimum Salary Requirement
AED 20,000
APR*
Conventional cards use an annual percentage rate (APR) as the interest rate, while Islamic cards follow a profit rate for Sharia compliance
3.65%
Cashback Info:
Cashback %:
- A minimum monthly spend of AED 10,000 is required to qualify for cashback.
- 10% Cashback on Travel: This applies to domestic and international flights, hotels, and dining during your stay.
- 10% Cashback at Supermarkets: Valid for purchases at supermarkets worldwide.
- 10% Cashback on Dining.
- 1% for other retail spends.
- 3% for e-wallet spends (E-wallet transactions are all transactions made through Apple Pay, Samsung Pay, and Google Pay).
- 0.25% cashback on all spends under the Government Services and Utility category.
Rewards program
Reward Mechanism:
Redeem points:
Airlines Program:
Key benefits
- Complementary airport lounge access for one person.
- 2 complimentary airport transfers per year with the Careem App.
- 10% cashback on booking.com.
- Exclusive discount on one food or grocery delivery per month through Talabat App.
Other benefits
- 50% off at VOX Cinemas for select movie experiences at all times.
Why We Choose It
- First Year Free offer.
- Highest cashback rates in the UAE.
- Earning 3% cashback on digital wallet spends adds an innovative touch and exceptional value to the card.
What We Did Not Like
- A minimum spend of AED 10,000 per month is required to be eligible for the cashback rewards.
At CardsMatcher Match Now Form to recommend you the matching card, read Terms & Condition. Privacy Policy
Learn more about FAQs
Cashback %
- A minimum monthly spend of AED 2,000 is required to qualify for cashback.
- 5% Cashback on all Supermarket and dining spends worldwide.
- 5% cashback on your dining spends.
- 1% for other retail spends.
- 2% for e-wallet spends.
- 0.25% cashback on all spends under the Government Services and Utility category.
- Up to 50% Cashback on cinema spending worldwide.
- Up to 50% cashback on your video streaming spending.
Rewards Mechanism
None
- A minimum monthly spend of AED 2,000 is required to qualify for cashback.
- 5% Cashback on all Supermarket and dining spends worldwide.
- 5% cashback on your dining spends.
- 1% for other retail spends.
- 2% for e-wallet spends.
- 0.25% cashback on all spends under the Government Services and Utility category.
- Up to 50% Cashback on cinema spending worldwide.
- Up to 50% cashback on your video streaming spending.
Why We Choose It
- Free for Life credit card.
- 5% cashback on dining and Groceries is equal to the percentage offered by other banks.
- Entertainment cashback is valuable for monthly subscribers.
- Earning 2% cashback on digital wallet spends adds an innovative touch and exceptional value to the card.
Welcoming Gift/Bonus
Currently, no welcoming bonus is available.
Annual Fee (inclusive of Vat)
No annual fee
Minimum Salary Requirement
AED 8,000
APR*
Conventional cards use an annual percentage rate (APR) as the interest rate, while Islamic cards follow a profit rate for Sharia compliance
3.65%
Cashback Info:
Cashback Conditions
- Cashback is subject to meeting the minimum overall retail spend of AED 5,000 each month on your / Monthly Cashback Cap AED 1500.
- 1% Cashback on others if monthly spending achieved AEDΒ 14,999.
- 2% Cashback on others if monthly spending achieved AED 15,000 and above.
Cashback %:
- A minimum monthly spend of AED 2,000 is required to qualify for cashback.
- 5% Cashback on all Supermarket and dining spends worldwide.
- 5% cashback on your dining spends.
- 1% for other retail spends.
- 2% for e-wallet spends.
- 0.25% cashback on all spends under the Government Services and Utility category.
- Up to 50% Cashback on cinema spending worldwide.
- Up to 50% cashback on your video streaming spending.
Redeem:
None
Rewards program
Reward Mechanism:
Redeem points:
Airlines Program:
Key benefits
- 25% discount on your first Fiit App subscription.
- Β Exclusive discount on one food or grocery delivery per month through Talabat.
Other benefits
- Complimentary travel accident coverage
- Get 25% off your first Fiit subscription.
- Exclusive deals on Talabat App.
- Get 1 week complimentary & 50% off subscriptions with Lingokids.
Why We Choose It
- Free for Life credit card.
- 5% cashback on dining and Groceries is equal to the percentage offered by other banks.
- Entertainment cashback is valuable for monthly subscribers.
- Earning 2% cashback on digital wallet spends adds an innovative touch and exceptional value to the card.
What We Did Not Like
- A minimum spend of AED 2,000 per month is required to be eligible for the cashback rewards.
- The cashback on Supermarket, Dining, Cinema, and Video Streaming services is capped at AED 400 per month, limiting your potential earnings beyond this threshold.
- Total maximum monthly cashback cap is at AED 600 which is the lowest in the UAE
