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Cashback %
  • 5% cashback on groceries, fuel, and dining out.
  • 0.5% cashback on all other categories.

Why We Choose It

  • No minimum spends requirement for cashback to be obtained.
  • The card instantly shows cashback rates and allows immediate access to redemption options.

Welcoming Gift/Bonus

Currently, no welcoming bonus is available.

Annual Fee (inclusive of Vat)

AED 410

Minimum Salary Requirement

AED 5,000

APR*

Conventional cards use an annual percentage rate (APR) as the interest rate, while Islamic cards follow a profit rate for Sharia compliance
3.99%

Cashback

  •  No minimum spending requirement for cashback to be obtained.
  • Maximum monthly cashback of AED 1,000.
Cashback %:
  • 5% cashback on groceries, fuel, and dining out.
  • 0.5% cashback on all other categories.

Key benefits

  • Enjoy 0% interest, Easy Purchase Plans, Loan-on-Phone, and Balance Transfers at preferential rates.
  • 20% off Talabat delivery
  • Movie tickets from just AED 20 at VOX cinemas.
  • Complimentary access to select airport lounges.
  • Access to hundreds of buy-1-get-1 offers, including spa treatments, travel offers, fine dining, and much more.

Other benefits

  • Careem App: Get 25% off on food orders and DineOut twice monthly until 31 Dec 2025.
  • Coffee Shops: AED 20 off (min. AED 40) at Starbucks, Costa, iHop, and more, twice monthly till 31 Dec 2025.
  • LuluHypermarket.com: Extra 20% off (max AED 50), min. AED 250, twice monthly till 31 Dec 2025.

Why We Choose It

  • No minimum spends requirement for cashback to be obtained.
  • The card instantly shows cashback rates and allows immediate access to redemption options.

What We Did Not Like

  • Caps apply per category.
  • Only 0.5% cashback on all other categories.
  • High annual fee relatively.

You ask, we answer

At CardsMatcher, our goal is to help people take control of their financial health and achieve their financial aspirations. We began with credit card matching, but we are committed to supporting individuals across the UAE in leading a financially healthy lifestyle, making informed decisions, and overcoming financial insecurity

Our reviews and ratings are based on competitive intelligence analysis, which compares UAE credit cards across various categories. We use different simulation techniques to identify the top cards for each category, tailored to different income profiles.

First, complete the “Find Your Card” survey to receive personalized recommendations for the best credit cards suited to your profile. Then, visit our Financial Wellness Library for useful tips and guides on credit cards. Stay tuned, as we plan to expand our coverage to include other banking products in the UAE.

Our team is reviewing your data and working diligently to recommend 3 credit cards that best match your profile. Please allow 3-5 business days for this process.

Yes, our service is entirely free, and we are committed to not charging any participants unless they opt for a private consultation. However, please be aware that we may receive compensation from banks for advertising purposes on our website, but this does not influence the recommendations we provide.

Yes, your privacy and security are our top priority. We ensure that your data is handled with the utmost care. We never share your information with third parties without your consent.

This website uses cookies to ensure you get the best experience on our website. Learn more about our Privacy Policy and Terms and Conditions.

*Every response helps us better understand saving behaviors in the UAE and build smarter financial tools for everyone.