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Miles/Rewards Earning Mechanism

  • For 1 USD:
    * Emirates and Flydubai spend: 2 Miles
    * Foreign currency spends: up to 1.5 Miles
    * Local currency spends: up to 1 Mile

Why We Choose It

  • Earn 2 extra Skywards Miles per USD 1 on hotel, flight, and car rental bookings via the ExtraMiles App.

Welcoming Gift/Bonus

No Annual Fee for the First Year when you spend AED 30,000 within 180 days – Offer valid until 30 September 2025.

Limited-time offer: Earn 2 extra Skywards Miles per USD 1 on hotel, flight, and car rental bookings via the ExtraMiles App.

 

Annual Fee (inclusive of Vat)

AED 1,049

Minimum Salary Requirement

AED 25,000

APR*

Conventional cards use an annual percentage rate (APR) as the interest rate, while Islamic cards follow a profit rate for Sharia compliance
3.69%

Airlines Program:

Emirates Skywards Program.

Key benefits

  • Global Lounge Access for two persons.
  • Complimentary Emirates Skywards Silver Membership.

Other benefits

  • Unlimited complimentary golf on any day of the week( minimum spend of AED 10,000 per month).
  •  3 “Buy 1 Get 1” complimentary movie tickets each month for Reel Cinemas.
  •  Complimentary Access to Dubai Ladies Club & Sharjah Ladies Club.
  • 2 complimentary valet parking services per month at select locations across the UAE.
  •  Enjoy 15% off on Emaar Entertainment Attractions.

Why We Choose It

  • Earn 2 extra Skywards Miles per USD 1 on hotel, flight, and car rental bookings via the ExtraMiles App.

What We Did Not Like

  • The welcoming bonus is not very generous.
  • No welcome Bonus Miles will be awarded.
  • Relatively high APR/ Profit Rate.

You ask, we answer

At CardsMatcher, our goal is to help people take control of their financial health and achieve their financial aspirations. We began with credit card matching, but we are committed to supporting individuals across the UAE in leading a financially healthy lifestyle, making informed decisions, and overcoming financial insecurity

Our reviews and ratings are based on competitive intelligence analysis, which compares UAE credit cards across various categories. We use different simulation techniques to identify the top cards for each category, tailored to different income profiles.

First, complete the “Find Your Card” survey to receive personalized recommendations for the best credit cards suited to your profile. Then, visit our Financial Wellness Library for useful tips and guides on credit cards. Stay tuned, as we plan to expand our coverage to include other banking products in the UAE.

Our team is reviewing your data and working diligently to recommend 3 credit cards that best match your profile. Please allow 3-5 business days for this process.

Yes, our service is entirely free, and we are committed to not charging any participants unless they opt for a private consultation. However, please be aware that we may receive compensation from banks for advertising purposes on our website, but this does not influence the recommendations we provide.

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*Every response helps us better understand saving behaviors in the UAE and build smarter financial tools for everyone.